This home is in Jacksonville.
Active·185 days on market
9674 Gaynor Circle
Jacksonville, FL 32219
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Jacksonville
This beautifully maintained 4-bedroom, 2-bath home offers a spacious, open-concept layout that feels bright, welcoming, and thoughtfully designed for both everyday living and entertaining. The oversized primary suite provides a true retreat, featuring plenty of space to unwind and a large walk-in shower that adds both comfort and a touch of luxury. One of the home's most special features is the backyard setting. Step outside to enjoy a peaceful, scenic view overlooking a horse farm, complete with a picturesque duck pond and open green space. This tranquil backdrop creates a level of privacy and serenity that is truly special and difficult to replicate. The home also features a number of thoughtful upgrades, including custom patio tile, an upgraded kitchen backsplash, and updated ceiling fans throughout. The spacious 3-car garage offers plenty of room for vehicles, storage, hobbies, or a workshop. Beyond the home itself, the neighborhood offers an exceptional collection of amenities.
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2024)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer records conflict — verify
The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer. County records indicate a private well — a water-quality test is a standard (and cheap) pre-closing step.
Sources: MLS listing + Florida DOH Water Management Inventory (public record).
Solar potential: ~1,725 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Bluffs Scenic Trail, Big Talbot Island State Parkabout 23 mi · 35 parking spaces
Closest park or preserve
Cary State Forestabout 4 mi · 17.7 mi of trails
Closest public boat ramp
Dinsmore Boat Landingabout 4 mi · St. Johns River - Trout River (Jacksonville)
Closest kayak & paddleboard launch
Charles Reese Memorial Park Kayak Launchabout 6 mi · St. Johns River - Trout River (Jacksonville)
Closest youth league fields
Dinsmore Park and Community Centerabout 3 mi · Baseball, Softball
Closest grocery store
Winn-Dixieabout 5 mi · 5250 Moncrief Road W, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $317,982 | $267,260 | — |
| 2024 | $55,000 | $55,000 | — |
2025 property taxes (current owner): $4,965/yr
Estimated taxes if purchased at asking price: ~$7,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Aug 31, 2026Price change$374,000−$7,000
- Apr 20, 2026Listed$381,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $180/sq ft; this home is listed at $164/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 9314 Java Fern Court, Jacksonville, FL 32219Listed by MORGAN PROPERTY MANAGEMENT | Oct 2026 | $265,000 | $145 | 4/2 | 1,823 | 55 | 0.2 |
| 7353 Everett Forest Drive, Jacksonville, FL 32218Listed by MERITAGE HOMES OF FLORIDA REALTY | Sep 2026 | $326,990 | $180 | 4/2 | 1,817 | 82 | 0.3 |
| 7386 Everett Forest Drive, Jacksonville, FL 32219Listed by MERITAGE HOMES OF FLORIDA REALTY | Aug 2026 | $335,000 | $182 | 4/3 | 1,842 | 57 | 0.3 |
| 9430 Ella Point Drive, Jacksonville, FL 32219Listed by MERITAGE HOMES OF FLORIDA REALTY | Oct 2026 | $299,990 | $187 | 4/2 | 1,607 | 12 | 0.4 |
| 9414 Ella Point Drive, Jacksonville, FL 32219Listed by MERITAGE HOMES OF FLORIDA REALTY | Oct 2026 | $343,990 | $159 | 4/2.5 | 2,168 | 42 | 0.4 |
| 7325 Everett Forest Drive, Jacksonville, FL 32219Listed by MERITAGE HOMES OF FLORIDA REALTY | Oct 2026 | $353,990 | $161 | 4/3 | 2,193 | 15 | 0.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: COMMUNITY REALTY ASSOCIATES
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines