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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine.

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Active

Active·124 days on market

0 State Road 207

St. Augustine, FL 32084

$3,700,000Est. $19,002/moMLS# 2140837
0
Beds
0
Baths
0
Sq Ft
Built
Garage
No
Pool

About this home

St. Augustine

PRIME LOCATION - These vacant commercial parcels offer a dominant presence for high-impact development. With 569 feet directly on State Road 207, the site provides the expansive visibility and effortless access required for a high-volume gas station or retail. Superior Accessibility: The massive frontage allows for multiple ingress/egress points, catering to high-volume commuter traffic. Strategic Positioning for a branded fuel canopy, and a fast-casual dining anchor. The sheer size of the lot allows developers to bypass the typical space constraints of smaller corner lots. A powerhouse location for high-volume retail visibility. Because the site spans two major access points, you can focus on accessibility and convenience. This 5.20 Acres is comprised of 3 acres at the intersection of SR 207 & Lightsey Rd and 2 acres on Century Blvd. Don't miss this rare opportunity at this prized location.

Cost to own

Mortgage calculator

$3,700,000
$740,000
Loan Term
Monthly Payment
$19,002
Principal & Interest: $19,002
Property taxes (est.): $4,923
Insurance (est.): $2,467
Estimated Total Monthly
$26,392
*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$19,002
Property taxesest. at asking price, St. Johns County$4,923
Estimated total, before insurance$23,926/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$12,525/yr · $1,044/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$1,787,854$180,778
2025$2,916,974$2,028,278
2024$1,676,122$164,344
2024$2,751,790$1,970,409 $161
2023$543,934$149,404
2023$2,855,318$1,911,563
2022$445,728$135,822
2022$2,380,084$1,854,431
2021$307,969$123,475
2021$2,097,904$1,798,963
2020$112,250$112,250
2020$2,233,167$1,773,435

2025 property taxes (current owner): $12,525/yr

Estimated taxes if purchased at asking price: ~$59,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,770 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Apr 19, 2026Listed$3,700,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$3,700,000
Bedrooms0
Bathrooms0.00
Full Baths0
Acres5.19 acres
Year Built0
TypeCommercial Sale
Sub-TypeUnimproved Land
StatusActive
Has PoolNo
Is WaterfrontNo

Community Information

Address0 State Road 207, St. Augustine, FL 32084
Area337-Old Moultrie Rd/Wildwood
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32084
Lot Size226,076.4 sq ft
Parcel Number1015500000
ZoningCommercial

Amenities

UtilitiesElectricity Available
ParkingOther

Exterior

Lot DescriptionCorner Lot
Road FrontageState Road

Additional Information

Date ListedApril 19, 2026
Days on Market44
Tax Amount$12,524.62
Tax Year2025

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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