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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St Augustine Shores, St. Augustine Shores.

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Sold

Sold·Closed Jun 5, 2026·69 days on market·Recent sales in St Augustine Shores·St Augustine Shores

489 Castano Street

St. Augustine Shores, FL 32086

$350,900sold priceListed at $355,900 · 98.6% of asking$243/sqftMLS# 2140408
3
Beds
2
Baths
1,447
Sq Ft
1981
Built
1
Garage
No
Pool

26 more homes for sale in St Augustine Shores →Search St Augustine Shores on the map

HOA $34/mo9,583 sqft lotSingle Family Residence1 story

About this home

St Augustine Shores

Coastal Living in St. Augustine Shores | Updated 2025 | Strategically Priced to Market Now strategically priced based on recent comparable sales in St. Augustine Shores, this fully renovated concrete block home offers exceptional coastal value just a block from the Intracoastal and minutes from Crescent Beach. 3 Bed | 2 Bath | 1,447 Sq Ft | Spacious Corner Lot Updated in 2025, this move-in-ready home features major system upgrades including electrical, plumbing, HVAC, flooring, kitchen appliances, bathrooms, and fresh interior and exterior paint. Solid concrete block construction paired with a 2019 roof provides lasting peace of mind. Enjoy a screened-in porch overlooking a fully fenced yard with mature oak trees--ideal for relaxing or entertaining. Conveniently located just 5 minutes from Crescent Beach and 15 minutes from historic downtown St. Augustine. Low HOA of just $34/month..

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,944
Property taxesest. at asking price, St. Johns County$467
HOAbilled monthly$34
Estimated total, before insurance$2,445/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,912/yr · $326/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$350,900
$70,180
Loan Term
Monthly Payment
$1,944
Principal & Interest: $1,944
Property taxes (est.): $467
Insurance (est.): $234
Estimated Total Monthly
$2,644
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$283,191$250,400—
2024$281,075$227,636—
2023$275,310$206,942—
2022$252,765$188,129—
2021$171,026$171,026—
2020$172,673$163,791—

2025 property taxes (current owner): $3,912/yr

Estimated taxes if purchased at asking price: ~$5,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $248/sq ft; this home is listed at $246/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
474 Casuarina Circle, St. Augustine, FL 32086Listed by PUBLIC SERVICES REALTYAug 2026$305,000$2122/21,438280.3
398 Madruga Avenue, St. Augustine, FL 32086Listed by WATSON REALTY CORPJun 2026$205,000$1662/21,2371900.3
480 Diosa Court, St. Augustine Shores, FL 32086Listed by WATSON REALTY CORPOct 2026$351,000$2433/21,447800.4
429 Altara Drive, St. Augustine, FL 32086Listed by FLORIDA HOMES REALTY & MTG LLCJul 2026$388,000$2603/21,490760.5
4010 Barbara Terrace, St. Augustine, FL 32086Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJul 2026$415,000$2483/21,67690.5
907 Queen Road, St. Augustine, FL 32086Listed by ENDLESS SUMMER REALTYSep 2026$535,000$3743/21,429461.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$355,900
Price / Sq Ft$246
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,447
Acres0.22 acres
Year Built1981
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo

Community Information

Address489 Castano Street, St. Augustine Shores, FL 32086
Area334-Moultrie/St Augustine Shores
SubdivisionSt Augustine Shores
CitySt. Augustine Shores
CountySt. Johns
StateFL
Zip Code32086
Lot Size9,583.2 sq ft
Parcel Number2841250050

Amenities

UtilitiesCable Available
Water SourcePublic
ParkingGarage

Interior

AppliancesDishwasher, Electric Cooktop, Electric Oven, Freezer, Ice Maker, Microwave, Refrigerator
HeatingElectric
CoolingCentral Air
# of Stories1
LevelsOne

Additional Information

Date ListedApril 16, 2026
Days on Market69
HOA Fees$34 / Monthly
HOA FrequencyMonthly
Tax Amount$3,912.2
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: RELAX REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About St Augustine Shores

St Augustine Shores is a neighborhood in Southern St. Johns County, FL (St. Johns County), ZIP 32086.

View all St Augustine Shores homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 5, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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