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This home is in Jacksonville.

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Active

Active·89 days on market

1512 Edgewood Avenue

Jacksonville, FL 32205

$849,000$367/sqftEst. $4,329/moMLS# 2139798

Beds

Baths

2,311

Sq Ft

1924

Built

Garage

Pool

About this home

Jacksonville

A rare opportunity in Avondale, this property offers one of the few remaining double lots in the area with exceptional potential for its next chapter. The historic home is ready to be reimagined and thoughtfully restored, creating something truly special. This home has been in the same family for generations! The first floor includes a spacious living room, dining room, kitchen, and an additional flex space just off the living area that works beautifully as a home office or study. A laundry room and full bathroom are also located downstairs. The kitchen is ready for a complete transformation tailored to your vision. The backyard is a standout feature, with mature landscaping and generous space that invites outdoor living, entertaining, or expansion. Upstairs, you'll find four bedrooms and a full bathroom, offering a traditional layout with plenty of opportunity to redesign and elevate. Positioned in a prime Avondale location, this home is just moments from neighborhood parks

Cost to own

Mortgage calculator

Home Price

$849,000

Down Payment: 20%

$169,800

Interest Rate: 6.58%

Loan Term

Monthly Payment

$4,329

Principal & Interest: $4,329

Property taxes (est.): $1,386

Insurance (est.): $566

Estimated Total Monthly

$6,281

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$4,329

Property taxesest. at asking price, Duval County$1,386

Estimated total, before insurance$5,715/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$11,375/yr · $948/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$637,843	$609,301	—
2024	$553,910	$553,910	▼ $197
2023	$568,415	$558,455	▲ $24,588
2022	$533,913	$507,687	—
2021	$461,534	$461,534	—
2020	$445,211	$445,211	▼ $55,404

2025 property taxes (current owner): $11,375/yr

Estimated taxes if purchased at asking price: ~$16,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1924)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,704 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History