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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Prado Ferrer, Neptune Beach — a pool home in Jacksonville.

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Sold

Sold·Closed Jun 5, 2026·10 days on market·Recent sales in Prado Ferrer·Prado Ferrer

2018 Rosewood Drive

Neptune Beach, FL 32266

$620,000sold priceListed at $650,000 · 95.4% of asking$402/sqftMLS# 2139548
3
Beds
2
Baths
1,544
Sq Ft
1976
Built
2
Garage
Yes
Pool

2 more homes for sale in Prado Ferrer →Search Prado Ferrer on the map

No HOA7,405 sqft lotSingle Family Residence1 story

About this home

Prado Ferrer

Your coastal Paradise awaits! Discover your dream lifestyle in this charming 3 bedroom, 2 bath pool home in Beautiful Neptune Beach, Florida! Just a quick bike ride to pristine beaches, top rated schools, restaurants and boutique shops, this home is the perfect blend of coastal comfort and convenience. Enjoy sunny days by your private pool and backyard oasis that features a beautiful wood deck and an outside shower, or relax in the spacious living areas. This perfect beach retreat features an oversized courtyard entry 2 car garage, a paver driveway with plenty of parking, fresh ceramic tile wood look flooring in all rooms an updated kitchen with stainless appliances and a large eat-in breakfast nook. Recessed lighting enhances the bright, airy feel of this split bedroom floor plan. Don't miss this laid -back beach lifestyle you've always dreamed of.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,434
Property taxesest. at asking price, Duval County$1,012
Estimated total, before insurance$4,447/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,017/yr · $668/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$620,000
$124,000
Loan Term
Monthly Payment
$3,434
Principal & Interest: $3,434
Property taxes (est.): $1,012
Insurance (est.): $413
Estimated Total Monthly
$4,860
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1976)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,773 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$449,966$449,966—
2024$426,807$239,823▼ $680
2023$436,685$231,382—
2022$410,620$223,187—
2021$368,071$215,231—
2020$306,279$211,570—

2025 property taxes (current owner): $8,017/yr

Estimated taxes if purchased at asking price: ~$12,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $332/sq ft; this home is listed at $421/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1312 Jenks Court, Neptune Beach, FL 32266Listed by PONTE VEDRA PALM VALLEY REAL ESTATE COMPANY LLCSep 2026$740,000$3704/21,999790.1
1821 Leeward Lane, Neptune Beach, FL 32266Listed by LATITUDE 30 REALTY LLCSep 2026$630,000$3384/31,863620.2
317 Sunrise Circle, Neptune Beach, FL 32266Listed by COMPASS FLORIDA LLCAug 2026$420,000$3012/2.51,396390.2
410 Main Street, Atlantic Beach, FL 32233Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYAug 2026$371,500$3323/21,11940.6
310 Skate Road, Atlantic Beach, FL 32233Listed by NON MLS (realMLS)Aug 2026$375,000$2613/1.51,43630.6
43 Forrestal Circle N, Atlantic Beach, FL 32233Listed by SELLSTATE JAX REALTYAug 2026$350,000$2582/1.51,3551230.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$650,000
Price / Sq Ft$421
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,544
Acres0.17 acres
Year Built1976
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Fenced
Is WaterfrontNo

Community Information

Address2018 Rosewood Drive, Neptune Beach, FL 32266
Area222-Neptune Beach-West
SubdivisionPrado Ferrer
CityNeptune Beach
CountyDuval
StateFL
Zip Code32266
Lot Size7,405.2 sq ft
Lot Dimensions65x118
Parcel Number1733730000

Amenities

UtilitiesCable Available, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage
ViewPool

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Entrance Foyer, Primary Bathroom - Shower No Tub, Split Bedrooms
AppliancesDishwasher, Electric Oven, Electric Water Heater, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Garage, Washer Hookup

Exterior

Exterior FeaturesOutdoor Shower
Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchFront Porch, Porch
FencingBack Yard, Wood
RoofShingle
ConstructionFrame, Wood Siding
Road SurfaceAsphalt

Additional Information

Date ListedApril 11, 2026
Days on Market10
Tax Amount$8,016.64
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: THE LEGENDS OF REAL ESTATE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Prado Ferrer

Prado Ferrer is a neighborhood in Neptune Beach, FL (Duval County), ZIP 32266.

View all Prado Ferrer homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 5, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

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