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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine — a home near Pedro Menendez High School.

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Sold

Sold·Closed Sep 23, 2026·146 days on market·Recent sales in St. Augustine Shores

14 Navarra Court

St. Augustine, FL 32086

$228,000sold priceListed at $244,900 · 93.1% of asking$207/sqftMLS# 2139497
2
Beds
2
Baths
1,102
Sq Ft
1991
Built
—
Garage
No
Pool
FEMA Zone XHOA $410/moCondominium1 story

About this home

St. Augustine

Buyer could be eligible for up to $17,500 in closing cost and down payment assistance with preferred lender! Tucked away on a quiet cul-de-sac in St. Augustine Shores, this 2-bedroom, 2-bath home offers a comfortable and welcoming layout. The open floor plan features a bright living area, dining space, and a well-appointed kitchen with plenty of storage. The primary suite includes a walk-in closet and private bath, while the split design provides added privacy for the additional bedrooms. Upstairs corner unit with a screened-in balcony overlooks the pool just steps away. Community amenities include a pool, clubhouse, golf course, Riverview Club, walking trails, and a fishing pier - all with low HOA fees and no CDD!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$1,253
Property taxesest. at asking price, St. Johns County$303
HOAbilled monthly$410
Estimated total, before insurance$1,966/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$2,093/yr · $174/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 1991)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,743 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

Last sold: $250,000 in April 2024(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$210,000$210,000—
2024$175,000$161,051—
2023$212,970$146,410—
2022$134,000$133,100—
2021$121,000$121,000—
2020$118,000$118,000—

2024 property taxes (current owner): $2,093/yr

Estimated taxes if purchased at asking price: ~$3,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 23, 2026Closed$244,900
  • Sep 16, 2026Pending$244,900
  • Sep 2, 2026Active Under Contract$244,900
  • Apr 10, 2026Listed$244,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $193/sq ft; this home is listed at $222/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
36 Navarra Court, St. Augustine, FL 32086Listed by LPT REALTY LLCJun 2026$130,000$1442/2902900
39 Alcira Court, St. Augustine, FL 32086Listed by FLORIDA HOMES REALTY & MTG LLCMay 2026$170,000$1932/2880500.2
26 Alcira Court, St. Augustine, FL 32086Listed by FLORIDA HOMES REALTY & MTG LLCMar 2026$197,000$2142/29203970.2
20 Cristina Court, St. Augustine, FL 32086Listed by UP REAL ESTATEOct 2026$200,000$2172/2920720.3
600 Domenico Circle G7, St. Augustine, FL 32086Listed by REAL BROKER LLCOct 2026$175,000$1692/11,0362441.1
600 Domenico Circle F-1, St. Augustine, FL 32086Listed by WATSON REALTY CORPApr 2026$155,000$1502/11,0361461.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$244,900
Price / Sq Ft$222
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,102
Year Built1991
TypeResidential
Sub-TypeCondominium
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address14 Navarra Court, St. Augustine, FL 32086
Area334-Moultrie/St Augustine Shores
SubdivisionConquistador Condo
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32086
Parcel Number1843710764
ZoningCondominium

Amenities

AmenitiesPool, Boat Dock, Car Wash Area, Clubhouse, Golf Course, Jogging Path, Pickleball, RV/Boat Storage, Tennis Court(s)
UtilitiesCable Available, Electricity Connected, Sewer Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Assigned, Parking Lot
ViewPool

Interior

Interior FeaturesCeiling Fan(s), Primary Bathroom - Shower No Tub, Smart Thermostat
AppliancesDishwasher, Disposal, Electric Oven, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Exterior FeaturesBalcony
Patio / PorchPatio, Screened
ConstructionWood Siding
Road SurfacePaved
Road FrontageCity Street

Additional Information

Date ListedApril 10, 2026
Days on Market146
HOA Fees$410 / Monthly
HOA FrequencyMonthly
HOA NameThe Conquistador
Tax Amount$2,093.45
Tax Year2024
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: DOGWOOD REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 23, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

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