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Active

Active·126 days on market

75626 Pondside Lane

Yulee, FL 32097

$448,000$194/sqftEst. $2,306/moMLS# 2139241

Beds

Baths

2,309

Sq Ft

2023

Built

Garage

Pool

About this home

Yulee

The best part of coming home isn't the house--it's the lifestyle waiting outside your door. At 75626 Pondside Lane, you'll discover the perfect balance of luxury, low-maintenance living, & resort-style amenities in the gated 55+ Lakeview at Tributary community. This beautifully upgraded home offers the privacy & peaceful views buyers are searching for, with the added benefit of feeling like new construction without the wait. The open floor plan flows effortlessly from the gourmet kitchen to the spacious family room & screened lanai, where mornings begin with coffee overlooking the trees & evenings end surrounded by nature. The thoughtfully appointed kitchen features upgraded cabinetry, stainless steel appliances, a gas cooktop, quartz countertops, and an oversized island that naturally becomes the gathering place for family and friends. Flex room offers the perfect space for a home office, hobby room, or quiet retreat. The primary suite is designed for relaxation with peaceful preserve

Cost to own

Mortgage calculator

Home Price

$448,000

Down Payment: 20%

$89,600

Interest Rate: 6.67%

Loan Term

Monthly Payment

$2,306

Principal & Interest: $2,306

Property taxes (est.): $619

Insurance (est.): $299

Estimated Total Monthly

$3,223

*30-year loan at 6.67% APR (avg 30-yr rate 2026-08-13, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.67% · 30yr$2,306

Property taxesest. at asking price, Nassau County$618

HOAbilled quarterly$47

Estimated total, before insurance$2,971/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,028/yr · $586/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $412,500 in November 2023(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$356,558	$305,836	—
2024	$347,011	$297,011	—
2023	$15,500	$15,500	—

2025 property taxes (current owner): $7,028/yr

Estimated taxes if purchased at asking price: ~$7,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone G

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Apr 9, 2026Listed$448,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$448,000

Price / Sq Ft$194

Bedrooms4

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage2,309

Acres0.14 acres

Year Built2023

TypeResidential

Sub-TypeSingle Family Residence

StyleCottage, Ranch

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

55+ CommunityYes

Community Information

Address75626 Pondside Lane, Yulee, FL 32097

Area492-Nassau County-W Of I-95/N To State Line

SubdivisionTributary

CityYulee

CountyNassau

StateFL

Zip Code32097

Lot Size6,098.4 sq ft

Parcel Number102N26201004590000

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePrivate

ParkingGarage, Garage Door Opener

ViewProtected Preserve

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), In-Law Floorplan, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Walk-In Closet(s)

AppliancesDishwasher, Double Oven, Dryer, Microwave, Refrigerator, Washer

HeatingElectric, Heat Pump

CoolingCentral Air, Electric

FlooringCarpet, Tile

# of Stories1

LevelsOne

LaundryIn Unit