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Active·82 days on market

861653 Worthington Drive

Yulee, FL 32097

$395,000$232/sqftEst. $2,102/moMLS# 2141909
2
Beds
2
Baths
1,702
Sq Ft
2005
Built
2
Garage
No
Pool

About this home

Yulee

This well maintained 2005 home is 1702 SF on 0.57 acres with 8 yr old roof. Irrigation system and well in front yard and whole home water treatment system located in garage. HC accessible, ramp in garage with wall railing in primary bedroom and hallway and classic comfort height toilets. Currently sits as a 2 full bedroom with 2 full baths and one garden tub (primary bathroom). Easy to convert for 3rd & 4th bedrooms or 3rd with on suite. Custom tile walk in showers in both bathrooms, primary bathroom offers garden tub. Custom made barn door from main living room to hallway. Recently painted inside and out. Awning in back for shade over open patio space. Fireplace in living room, propane not connected, electric insert at this time. Storage shed/mini workshop in rear of property offers electric and spigot for running water and the septic filter recently replaced.

Cost to own

Mortgage calculator

$395,000
$79,000
Loan Term
Monthly Payment
$1,995
Principal & Interest: $1,995
Est. Taxes & Insurance: $499
Estimated Total Monthly
$2,494
*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,102
Property taxesest. at asking price, Nassau County$545
HOAbilled annually$18
Estimated total, before insurance$2,666/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$334,559$171,753
2024$319,161$166,205
2023$270,599$159,908
2022$212,878$153,794
2021$197,858$147,858
2020$176,082$176,082

2025 property taxes (current owner): $2,796/yr

Estimated taxes if purchased at asking price: ~$6,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: material not specified — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,703 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • Apr 24, 2026Listed$395,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$395,000
Price / Sq Ft$232
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,702
Acres0.57 acres
Year Built2005
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryYulee
MiddleYulee
HighYulee

Community Information

Address861653 Worthington Drive, Yulee, FL 32097
Area471-Nassau County-Chester/Pirates Woods Areas
SubdivisionPage Hill
CityYulee
CountyNassau
StateFL
Zip Code32097
Lot Size24,829.2 sq ft
Parcel Number513N27162700470000
ZoningPUD

Amenities

UtilitiesCable Available, Sewer Connected, Water Connected
SewerSeptic Tank
Water SourcePrivate, Well
ParkingGarage

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, In-Law Floorplan
AppliancesDishwasher, Disposal, Electric Oven, Electric Water Heater, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile, Vinyl
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories1

Additional Information

Date ListedApril 24, 2026
Days on Market61
HOA Fees$216 / Annually
HOA FrequencyAnnually
HOA NameCornerstone PM Svc
Tax Amount$2,795.95
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Contact KristaText Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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