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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

Active·143 days on market

12722 Lem Turner Road

Jacksonville, FL 32218

$2,490,000$865/sqftEst. $12,788/moMLS# 2137657
0
Beds
0
Baths
2,880
Sq Ft
1982
Built
Garage
No
Pool

About this home

Jacksonville

Redevelopment opportunity in one of Jacksonville's hottest growth areas on the Northside. 4.15 acres with the ability to assemble more. The property is surrounded by new and upcoming development including Gate and Circle K gas stations, multiple new townhouse and single family home developments, proposed multi-family and the Airport 295 Logistics Park. Land is curently cleared and has two homes on the property, do not visit the proerty without an appointment.

Cost to own

Mortgage calculator

$2,490,000
$498,000
Loan Term
Monthly Payment
$12,788
Principal & Interest: $12,788
Property taxes (est.): $4,066
Insurance (est.): $1,660
Estimated Total Monthly
$18,514
*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$12,788
Property taxesest. at asking price, Duval County$4,066
Estimated total, before insurance$16,854/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,699/yr · $308/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$422,413$157,887
2024$423,380$152,730
2023$439,192$146,826
2022$430,910$141,094
2021$331,543$135,529 $12,444
2020$311,193$132,968

2025 property taxes (current owner): $3,699/yr

Estimated taxes if purchased at asking price: ~$48,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: material not specified — year not disclosed (home built 1982)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,558 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Mar 31, 2026Listed$2,490,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$2,490,000
Price / Sq Ft$865
Bedrooms0
Bathrooms0.00
Full Baths0
Square Footage2,880
Acres4.15 acres
Year Built1982
TypeCommercial Sale
Sub-TypeUnimproved Land
StatusActive
Has PoolNo
Is WaterfrontNo

Community Information

Address12722 Lem Turner Road, Jacksonville, FL 32218
Area091-Garden City/Airport
CityJacksonville
CountyDuval
StateFL
Zip Code32218
Lot Size180,774 sq ft
Parcel Number0195190050
ZoningRezone Possible

Amenities

ParkingOff Street

Exterior

Lot DescriptionUplands
Road FrontageState Road

Additional Information

Date ListedMarch 31, 2026
Days on Market61
Tax Amount$3,698.66
Tax Year2025

Listing Courtesy of: ENDLESS SUMMER REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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