This home is in Atlantic Beach.

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Active Under Contract

Active Under Contract·97 days on market

705 Amberjack Lane

Atlantic Beach, FL 32233

$775,000$432/sqftEst. $4,125/moMLS# 2135034

Beds

Baths

1,794

Sq Ft

2018

Built

Garage

Pool

About this home

Atlantic Beach

Outstanding Design In Awesome Atlantic Beach! NEW CONSTRUCTION 2018. Love where you live. Just minutes to The Beach, World Class Parks & The Intracoastal Waterway. Spacious 4 BR/2 BA open concept, split bedroom design w/premium upgrades, attached 2 car garage & inside laundry. Upgrades incl: knockdown ceilings, French doors, 2'' blinds, recessed lighting, lovely wood-look tile throughout main living area, designer lighting & ceiling fans. Gorgeous gourmet kitchen w/breakfast nook, granite counters, glass tile backsplash, premium 42'' cabinets, pantry, breakfast bar & stainless steel appliances. Spacious primary suite features ensuite bath w/custom tile shower, double sinks, granite counters & large walk-in closet. Big backyard is privacy fenced, features backyard patio, wood deck & outdoor shower. Full yard irrigation system w/well. Hardiboard siding. Perfect for the outdoor enthusiast. Close to surfing, swimming, kayaking, fishing, hiking, biking, pickleball & tennis!

Cost to own

Mortgage calculator

Home Price

$775,000

Down Payment: 20%

$155,000

Interest Rate: 6.49%

Loan Term

Monthly Payment

$3,915

Principal & Interest: $3,915

Est. Taxes & Insurance: $979

Estimated Total Monthly

$4,893

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$4,125

Property taxesest. at asking price, Duval County$1,265

Estimated total, before insurance$5,390/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$689,130	$515,693	—
2024	$663,092	$468,812	—
2023	$465,484	$426,193	—
2022	$423,164	$387,449	—
2021	$352,227	$352,227	—
2020	$350,405	$350,405	—

2025 property taxes (current owner): $9,970/yr

Estimated taxes if purchased at asking price: ~$15,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Shingle — year not disclosed (home built 2018)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer

County records indicate this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,741 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Apr 9, 2026Listed$775,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$775,000

Price / Sq Ft$432

Bedrooms4

Bathrooms2.00

Full Baths2

Square Footage1,794

Acres0.25 acres

Year Built2018

TypeResidential

Sub-TypeSingle Family Residence

StyleContemporary

StatusActive Under Contract

# of Garages2

Has PoolNo

Is WaterfrontNo

Direction FacesSouth

School Information

ElementaryAtlantic Beach

MiddleDuncan Fletcher

HighDuncan Fletcher

Community Information

Address705 Amberjack Lane, Atlantic Beach, FL 32233

Area232-Atlantic Beach-South

SubdivisionAtlantic Beach

CityAtlantic Beach

CountyDuval

StateFL

Zip Code32233

Lot Size10,890 sq ft

Lot Dimensions102 x 103

Parcel Number1711930000

Amenities

UtilitiesCable Connected

SewerPublic Sewer

Water SourcePublic

Green / EnergyWindows

ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Entrance Foyer, His and Hers Closets, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringCarpet, Tile

# of Stories1

LaundryElectric Dryer Hookup, In Unit, Washer Hookup

SecuritySmoke Detector(s)