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This home is in The Overlook Condos, Jacksonville.

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Active·124 days on market·The Overlook Condos

10550 Baymeadows Road 121

Jacksonville, FL 32256

$187,900$156/sqftEst. $1,000/moMLS# 2135005
3
Beds
2
Baths
1,206
Sq Ft
1999
Built
Garage
No
Pool

About this home

The Overlook Condos

Charming & Updated move-in ready! This 3/2 end unit second floor condo delivers style, updates & convenience. Fresh interior paint, new lighting, and sleek flooring set the tone.The renovated kitchen features quartz countertops, stainless steel appliances, and quality cabinetry-all appliances, including washer & dryer, convey. Major upgrades include a new AC, recently replaced water heater & newer energy-efficient windows.Walk-in closets. Private screened balcony & covered parking, It's just a short walk to the fitness center, clubhouse, pool, grilling area, and carwash station. Monthly condo fees include water and sewer,This gated community offers pristine amenities with a clubhouse, outdoor kitchen, pool, gym,car wash station and a covered parking space.Conveniently Located only minutes away from St. Johns Town Center, UNF, FSCJ, 9A/295, JTB,many shops, restaurants and entertainment.

Cost to own

Mortgage calculator

$187,900
$37,580
Loan Term
Monthly Payment
$955
Principal & Interest: $955
Est. Taxes & Insurance: $239
Estimated Total Monthly
$1,194
*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,000
Property taxesest. at asking price, Duval County$307
HOAbilled monthly$445
Estimated total, before insurance$1,752/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$165,000$72,983 $9,500
2024$174,500$70,219
2023$174,500$66,718
2022$140,500$63,319
2021$117,500$60,019
2020$108,500$58,500

2025 property taxes (current owner): $1,479/yr

Estimated taxes if purchased at asking price: ~$3,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1999)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA Water/Sewer in complex 2014 data

County records show this parcel on central sewer served by JEA Water/Sewer in complex 2014 data — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,756 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • Jul 10, 2026Price change$187,900$2,000
  • Mar 14, 2026Listed$189,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$187,900
Price / Sq Ft$156
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,206
Acres0.01 acres
Year Built1999
TypeResidential
Sub-TypeCondominium
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive
# of Carport Spaces1
Has PoolNo
Is WaterfrontNo

Community Information

Address10550 Baymeadows Road 121, Jacksonville, FL 32256
Area024-Baymeadows/Deerwood
SubdivisionThe Overlook
CityJacksonville
CountyDuval
StateFL
Zip Code32256
Lot Size435.6 sq ft
Parcel Number1677585300

Amenities

AmenitiesPool, Car Wash Area, Clubhouse, Fitness Center, Gated, Maintenance Grounds, Playground
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAssigned, Carport, On Street

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, Pantry, Split Bedrooms, Walk-In Closet(s)
AppliancesElectric Range, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Refrigerator, Microwave
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile, Vinyl
# of Stories1
LevelsOne
LaundryIn Unit
SecurityKey Card Entry, Security Gate, Smoke Detector(s)

Exterior

Exterior FeaturesBalcony
Patio / PorchScreened
RoofShingle
ConstructionConcrete, Stucco
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedMarch 14, 2026
Days on Market118
HOA Fees$445 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds, Sewer, Trash, Water
Tax Amount$1,478.55
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

The neighborhood

About The Overlook Condos

The Overlook Condos is a neighborhood in Jacksonville Condos, FL (Duval County), ZIP 32256.

View all The Overlook Condos homes for sale →

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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