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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in The Overlook Condos, Jacksonville — a gated community home in Jacksonville.

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Sold

Sold·Closed Aug 26, 2026·139 days on market·Recent sales in The Overlook Condos·The Overlook Condos

10550 Baymeadows Road 121

Jacksonville, FL 32256

$187,900sold priceListed at $187,900 · 100% of asking$156/sqftMLS# 2135005
3
Beds
2
Baths
1,206
Sq Ft
1999
Built
—
Garage
No
Pool

10 more homes for sale in The Overlook Condos →Search The Overlook Condos on the map

FEMA Zone XHOA $445/mo436 sqft lotCondominium1 story

About this home

The Overlook Condos

Charming & Updated move-in ready! This 3/2 end unit second floor condo delivers style, updates & convenience. Fresh interior paint, new lighting, and sleek flooring set the tone.The renovated kitchen features quartz countertops, stainless steel appliances, and quality cabinetry-all appliances, including washer & dryer, convey. Major upgrades include a new AC, recently replaced water heater & newer energy-efficient windows.Walk-in closets. Private screened balcony & covered parking, It's just a short walk to the fitness center, clubhouse, pool, grilling area, and carwash station. Monthly condo fees include water and sewer,This gated community offers pristine amenities with a clubhouse, outdoor kitchen, pool, gym,car wash station and a covered parking space.Conveniently Located only minutes away from St. Johns Town Center, UNF, FSCJ, 9A/295, JTB,many shops, restaurants and entertainment.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,041
Property taxesest. at asking price, Duval County$307
HOAbilled monthly$445
Estimated total, before insurance$1,793/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,479/yr · $123/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$187,900
$37,580
Loan Term
Monthly Payment
$1,041
Principal & Interest: $1,041
Property taxes (est.): $307
Insurance (est.): $125
Estimated Total Monthly
$1,473
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1999)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA Water/Sewer in complex 2014 data

County records show this parcel on central sewer served by JEA Water/Sewer in complex 2014 data — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,756 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$165,000$72,983▼ $9,500
2024$174,500$70,219—
2023$174,500$66,718—
2022$140,500$63,319—
2021$117,500$60,019—
2020$108,500$58,500—

2025 property taxes (current owner): $1,479/yr

Estimated taxes if purchased at asking price: ~$3,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 26, 2026Closed$187,900
  • Aug 1, 2026Active Under Contract$187,900
  • Jul 10, 2026Price change$187,900−$2,000
  • Mar 14, 2026Listed$189,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $137/sq ft; this home is listed at $156/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
10550 Baymeadows Road 120, Jacksonville, FL 32256Listed by WATSON REALTY CORPAug 2026$150,000$1073/21,408740.1
10550 Baymeadows Road 517, Jacksonville, FL 32256Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSAug 2026$144,000$1372/21,050110.1
11251 Campfield Drive 4306, Jacksonville, FL 32256Listed by RE/MAX SPECIALISTS PVAug 2026$185,000$1333/21,394880.7
11251 Campfield Drive 1102, Jacksonville, FL 32256Listed by NAVY TO NAVY HOMES LLCAug 2026$155,000$1372/21,1282390.7
11251 Campfield Drive 3403, Jacksonville, FL 32256Listed by MOMENTUM REALTYAug 2026$199,000$1433/21,394770.7
7990 Baymeadows Road E 803, Jacksonville, FL 32256Listed by PONTE VEDRA CLUB REALTY, INC.Sep 2026$175,000$1453/21,2061271

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$187,900
Price / Sq Ft$156
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,206
Acres0.01 acres
Year Built1999
TypeResidential
Sub-TypeCondominium
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Carport Spaces1
Has PoolNo
Is WaterfrontNo

Community Information

Address10550 Baymeadows Road 121, Jacksonville, FL 32256
Area024-Baymeadows/Deerwood
SubdivisionThe Overlook
CityJacksonville
CountyDuval
StateFL
Zip Code32256
Lot Size435.6 sq ft
Parcel Number1677585300

Amenities

AmenitiesPool, Car Wash Area, Clubhouse, Fitness Center, Gated, Maintenance Grounds, Playground
Community FeaturesGated
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAssigned, Carport, On Street

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, Pantry, Split Bedrooms, Walk-In Closet(s)
AppliancesElectric Range, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Refrigerator, Microwave
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile, Vinyl
# of Stories1
LevelsOne
LaundryIn Unit
SecurityKey Card Entry, Security Gate, Smoke Detector(s)

Exterior

Exterior FeaturesBalcony
Patio / PorchScreened
RoofShingle
ConstructionConcrete, Stucco
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedMarch 14, 2026
Days on Market139
HOA Fees$445 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds, Sewer, Trash, Water
Tax Amount$1,478.55
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About The Overlook Condos

The Overlook Condos is a neighborhood in Jacksonville Condos, FL (Duval County), ZIP 32256.

View all The Overlook Condos homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 26, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

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