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Sold

Sold·Closed Aug 24, 2026·109 days on market

37 Captains Walk

Palm Coast, FL 32137

$277,000sold priceListed at $299,000 · 92.6% of asking$177/sqftMLS# 2138933
2
Beds
2.5
Baths
1,565
Sq Ft
1989
Built
1
Garage
No
Pool
FEMA Zone XHOA $1095/mo1,307 sqft lotWaterfrontCondominium2 stories

About this home

Palm Coast

Looking for waterfront living in Marina Cove without the upkeep of a single-family home? This move-in-ready 2-bedroom, 2.5-bath condo delivers 1,565 square feet of updated coastal living with unobstructed Intracoastal Waterway views from nearly every room. Brand-new LVP flooring runs throughout the open-concept living and dining area, spilling out onto a screened patio where morning coffee comes with a water view. A flexible loft upstairs adapts to how you actually live: home office, creative studio, guest suite, or reading nook overlooking the Intracoastal.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,534
HOAbilled monthly$1,095
Estimated total, before insurance$2,629/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,063/yr · $422/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$277,000
$55,400
Loan Term
Monthly Payment
$1,534
Principal & Interest: $1,534
Insurance (est.): $185
Estimated Total Monthly
$1,719
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone HUR

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Shingle — year not disclosed (home built 1989)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · Palm Coast - building count > 0 within city limits · Public water (record)

County records show this parcel on central sewer served by Palm Coast - building count > 0 within city limits — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,784 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,063/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 1, 2026Closed$299,000
  • Aug 3, 2026Pending$299,000
  • Jul 14, 2026Price change$299,000−$25,900
  • Apr 8, 2026Listed$324,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $271/sq ft; this home is listed at $191/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
200 Bella Harbor Court 105, Palm Coast, FL 32137Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEJul 2026$230,000$1323/21,7453090.1
146 Palm Coast Resort Boulevard 206, Palm Coast, FL 32137Listed by REMAX SELECT PROFESSIONALSAug 2026$320,000$2383/21,344400.2
102 Yacht Harbor Drive 276, Palm Coast, FL 32137Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINESep 2026$399,999$2552/21,570700.3
189 Misty Harbor Trace, Palm Coast, FL 32137Listed by OLYMPUS EXECUTIVE REALTY, INCJun 2026$340,000$2883/21,18100.3
210 Misty Harbor Trace, Palm Coast, FL 32137Listed by OLYMPUS EXECUTIVE REALTY, INCJun 2026$320,000$2713/21,18100.4
193 Misty Harbor Trace, Palm Coast, FL 32137Listed by OLYMPUS EXECUTIVE REALTY, INCJun 2026$335,000$2843/21,18100.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$299,000
Price / Sq Ft$191
Bedrooms2
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,565
Acres0.03 acres
Year Built1989
TypeResidential
Sub-TypeCondominium
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontYes

Community Information

Address37 Captains Walk, Palm Coast, FL 32137
Area601-Flagler County-North Central
SubdivisionMarina Cove
CityPalm Coast
CountyFlagler
StateFL
Zip Code32137
Lot Size1,306.8 sq ft
Parcel Number0511314075001600370

Amenities

AmenitiesPool, Boat Dock, Boat Slip, Clubhouse, Gated, Maintenance Grounds, Management - Full Time
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage
ViewMarina, Water

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Entrance Foyer, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Range, Microwave, Refrigerator
HeatingElectric
CoolingCentral Air, Electric
FlooringTile, Vinyl
# of Stories2
LevelsTwo
LaundryIn Unit
SecuritySecurity Gate

Exterior

Exterior FeaturesBoat Slip
Patio / PorchScreened
RoofShingle
ConstructionStucco

Additional Information

Date ListedApril 8, 2026
Days on Market109
HOA Fees$1,095 / Monthly
HOA FrequencyMonthly
Tax Amount$5,062.83
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FIV REALTY CO FLORIDA LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 24, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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