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Active·80 days on market

700 Cinnamon Beach Way 633

Palm Coast, FL 32137

$725,000$539/sqftEst. $3,859/moMLS# 2087502
3
Beds
2
Baths
1,344
Sq Ft
2004
Built
Garage
No
Pool

About this home

Palm Coast

Oceanfront 3BR Condo at Cinnamon Beach - Turnkey & Rental-Ready WE HAD TO REST THIS LISTING FOR A BIT BECAUSE THIS CONDO HAS ENDLESS VACATION GUESTS! WE'RE BLOCKING FOR A FEW WEEKS SO YOU CAN SEE IT! Enjoy stunning ocean views from this beautifully furnished 3-bedroom, 2- bathroom condo in the gated Cinnamon Beach Resort in Palm Coast, Florida. Located on the third floor next to the elevator, this unit features an open layout, spacious balcony, large kitchen, in-unit laundry, and a light-filled primary suite with direct ocean views. Perfect as a vacation home or as an income- producing rental, this condo is turnkey and has a successful short-term rental history. Resort amenities include oceanfront and lakefront pools, fitness center, kid's splash pad, café, private beach boardwalks and 24-hour gated security

Cost to own

Mortgage calculator

$725,000
$145,000
Loan Term
Monthly Payment
$3,662
Principal & Interest: $3,662
Est. Taxes & Insurance: $916
Estimated Total Monthly
$4,578
*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,859
HOAbilled monthly$886
Estimated total, before insurance$4,745/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $8,889/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone HUR

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Shingle — year not disclosed (home built 2004)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FLA011602 - Dunes Community Development District · Public water (record)

County records show this parcel on central sewer served by FLA011602 - Dunes Community Development District — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,809 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • Apr 26, 2026Listed$725,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$725,000
Price / Sq Ft$539
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,344
Year Built2004
TypeResidential
Sub-TypeCondominium
Property ConditionUpdated/Remodeled
StatusActive
Has PoolNo
Is WaterfrontYes
Direction FacesEast

School Information

ElementaryOld Kings
MiddleIndian Trails
HighMatanzas

Community Information

Address700 Cinnamon Beach Way 633, Palm Coast, FL 32137
Area605-Flagler County North-Beach
SubdivisionOcean Hammock
CityPalm Coast
CountyFlagler
StateFL
Zip Code32137
Lot Dimensions0
Parcel Number0411313513000000633
ZoningResidential

Amenities

AmenitiesPool, Beach Access, Children's Pool, Clubhouse, Elevator(s), Fitness Center, Gated, Security
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAssigned, Community Structure, Parking Lot
ViewOcean
Waterfront TypeOcean Front

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Oven, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile, Vinyl
# of Stories1
LevelsOne
LaundryIn Unit
Security24 Hour Security, Gated with Guard

Exterior

Exterior FeaturesBalcony
Patio / PorchCovered, Rear Porch
RoofShingle
ConstructionBlock, Concrete, Stucco
Road SurfaceAsphalt

Additional Information

Date ListedApril 26, 2026
Days on Market315
HOA Fees$886 / Monthly
HOA FrequencyMonthly
Tax Amount$8,888.76
Tax Year2024
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOME SERVICES FLORIDA NETWORK

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Contact KristaText Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

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