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Active

Active·262 days on market

700 Cinnamon Beach Way 624

Palm Coast, FL 32137

$849,900$505/sqftEst. $4,524/moMLS# 2115103

Beds

Baths

1,682

Sq Ft

2004

Built

—

Garage

Pool

About this home

Palm Coast

Coastal charm abounds from the moment you step inside this oceanfront condo in Cinnamon Beach! With 3 bedrooms, 2 full baths, spacious living areas, and a large sunrise balcony, this waterfront escape provides plenty of room for all. Thoughtfully decorated with touches of the sea and local artwork, this home provides a visually appealing palette for you to soak in true vacation vibes around you. The kitchen features granite countertops, solid wood cabinetry, stainless steel appliances, and a breakfast bar for additional seating.

Cost to own

Mortgage calculator

Home Price

$849,900

Down Payment: 20%

$169,980

Interest Rate: 6.49%

Loan Term

Monthly Payment

$4,293

Principal & Interest: $4,293

Est. Taxes & Insurance: $1,073

Estimated Total Monthly

$5,366

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$4,524

HOAbilled quarterly$170

Estimated total, before insurance$4,694/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $9,967/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone HUR

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Tile — year not disclosed (home built 2004)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FLA011602 - Dunes Community Development District · Public water (record)

County records show this parcel on central sewer served by FLA011602 - Dunes Community Development District — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,809 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Oct 26, 2025Listed$849,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$849,900

Price / Sq Ft$505

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,682

Total Structure Area1,898 sq ft

Acres0.30 acres

Year Built2004

TypeResidential

Sub-TypeCondominium

StyleCondotel

Property ConditionUpdated/Remodeled

StatusActive

Has PoolNo

Is WaterfrontYes

Direction FacesEast

School Information

ElementaryOld Kings

MiddleIndian Trails

HighMatanzas

Community Information

Address700 Cinnamon Beach Way 624, Palm Coast, FL 32137

Area605-Flagler County North-Beach

SubdivisionOcean Hammock

CityPalm Coast

CountyFlagler

StateFL

Zip Code32137

Lot Size13,068 sq ft

Parcel Number0411313513000000624

ZoningCondominium

Amenities

AmenitiesPool, Barbecue, Beach Access, Cable TV, Children's Pool, Clubhouse, Elevator(s), Fitness Center, Gated, Maintenance Grounds, Maintenance Structure, Management - Full Time, Spa/Hot Tub, Storage, Trash, Water

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAdditional Parking, Covered, Guest, Parking Lot

ViewBeach, Ocean

Waterfront TypeOcean Access, Ocean Front

Interior

Interior FeaturesBreakfast Bar, Entrance Foyer, His and Hers Closets, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringTile

FireplaceNo

# of Fireplaces0

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Security24 Hour Security, Fire Alarm, Fire Sprinkler System, Security Fence, Security Gate, Security Lights, Smoke Detector(s)