This home is in Ortega, Jacksonville.
$330,000Sold2 bd · 1 ba · 780 sq ft
Sold·Closed Oct 2, 2026·185 days on market·Recent sales in Ortega·Ortega
2720 Apache Avenue
Jacksonville, FL 32210
7 more homes for sale in Ortega →Search Ortega on the map
About this home
Ortega
A gleaming metal roof crowns this delightful 1922 bungalow in the heart of Ortega, one of the city's most prestigious neighborhoods.Just a short stroll to the east, the scenic St.Johns River awaits offering mesmerizing sunsets over sparkling waters.This delightful home, with 9ft ceilings blends historic character with modern updates, including new windows that fill the space with natural light.The kitchen and bathroom feature stylish, contemporary finishes, while classic touches like a cozy covered front porch swing invite relaxation.Out back, enjoy evenings around the fire pit or summer BBQs on the private rear porch. A detached 1 car gar. with a spacious workshop sits tucked away in the back corner of the property, ideal for hobbies, storage, or creative projects.The front yard is beautifully framed by mature trees, a white picket fence, and sprawling jasmine vines. Low maintenance astro turf provides year round curb appeal with minimal upkeep.It's more than a home, it's a lifestyle.
Next steps in Ortega
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone C
Zone C evacuates after zones A, B in an approaching storm.
Roof: Shingle — year not disclosed (home built 1922)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~861 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
19th Ave Nabout 19 mi · 15 parking spaces
Closest park or preserve
Tillie K. Fowler Regional Park10 min drive · 4 mi of trails
Closest public boat ramp
Wayne B Stevens Parkabout 1 mi · Ortega River
Closest kayak & paddleboard launch
Seminole Park Paddlecraft Accessabout 0.2 mi · Ortega River
Closest youth league fields
Boone Park8 min drive · Pickleball, Tennis
Closest grocery store
Publix4 min drive · 4495 Roosevelt Blvd, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
West-facing backyard — the sunset lot
The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 6:48 AM, sunset 5:33 PM.
- Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
- Expect afternoon glare on rear glass, and real value in lanai screening or shade trees.
- Morning coffee happens in shade; the front of the home takes the sunrise.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $226,328 | $25,000 | — |
| 2024 | $205,850 | $25,000 | ▲ $10,677 |
| 2023 | $198,477 | $25,000 | — |
| 2022 | $183,345 | $25,000 | — |
| 2021 | $147,085 | $25,000 | — |
| 2020 | $132,365 | $25,000 | ▲ $5,150 |
2025 property taxes (current owner): $903/yr
Estimated taxes if purchased at asking price: ~$6,500/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Oct 2, 2026Closed$360,000
- Oct 1, 2026Active$360,000
- Sep 13, 2026Active Under Contract$360,000
- Mar 12, 2026Listed$360,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $185/sq ft; this home is listed at $423/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 4330 Shirley Avenue, Jacksonville, FL 32210Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Jul 2026 | $297,000 | $317 | 2/1 | 936 | 5 | 1 |
| 4853 Riverdale Road, Jacksonville, FL 32210Listed by MAINSTAY BROKERAGE LLC | Jun 2026 | $117,500 | $122 | 3/1 | 967 | 11 | 1.2 |
| 5044 Sunderland Road, Jacksonville, FL 32210Listed by FLORIDA HOMES REALTY & MTG LLC | Apr 2026 | $165,000 | $166 | 3/1 | 996 | 113 | 1.4 |
| 5242 101st Street 2, Jacksonville, FL 32210Listed by WATSON REALTY CORP | Oct 2026 | $155,000 | $185 | 2/1 | 840 | 144 | 1.6 |
| 4630 Merrimac Avenue, Jacksonville, FL 32210Listed by AMERICAN REAL ESTATE SOLUTIONS LLC | Oct 2026 | $92,650 | $101 | 2/2 | 920 | 31 | 1.6 |
| 3898 Boone Park Avenue, Jacksonville, FL 32205Listed by NON MLS (realMLS) | Aug 2026 | $365,000 | $399 | 2/1 | 914 | 1 | 1.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: COMPASS FLORIDA LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Ortega
Ortega is a neighborhood in Jacksonville, FL (Duval County), ZIP 32210.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Oct 2, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
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