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Sold·Closed May 27, 2026·38 days on market
2408 Golden Bell Lane
Fleming Island, FL 32003
About this home
Fleming Island
Investors, discover the potential this home holds with just a touch of TLC. Located on a quiet cul-de-sac. This two-story home offers 3,696 sq ft of living space with 4 bedrooms and 3 full bathrooms, ideal for comfortable everyday living and entertaining. Enjoy peaceful views of the backyard pond, providing a relaxing outdoor setting. Inside, the spacious floor plan is enhanced by a cozy gas fireplace, creating a warm and inviting gathering space for family and guests. The layout offers flexibility for family gatherings, home office space, and hosting. Recent updates include a new roof, new A/C system, and newly renovated shower in the owner's suite with a separate soaking tub. The home and driveway have been professionally pressure-washed for a fresh, move-in-ready appearance. Additional improvements include a replaced surge protector, reinstalled electrical panel, and updated outlet covers, offering added peace of mind and long-term value.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2004)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,763 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Mickler's Landing Beachfront Parkabout 23 mi · 202 parking spaces
Closest park or preserve
Alpine Groves Parkabout 5 mi · 1 mi of trails
Closest public boat ramp
Knight's Boat Ramp and Marina on Black Creekabout 3 mi · St. Johns River - Black Creek
Closest kayak & paddleboard launch
Camp Chowenwaw Park Paddlecraft Launchabout 2 mi · Saint Johns River - Black Creek
Closest grocery store
Publixabout 7 mi · 450 State Road 13 N, Saint Johns
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2024 property taxes (current owner): $5,792/yr
Estimated taxes if purchased at asking price: ~$10,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $224/sq ft; this home is listed at $149/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 2659 Country Side Drive, Fleming Island, FL 32003Listed by MOMENTUM REALTY | Jun 2026 | $875,000 | $229 | 5/4.5 | 3,814 | 14 | 0.3 |
| 2525 Sunny Creek Drive, Fleming Island, FL 32003Listed by COLDWELL BANKER VANGUARD REALTY | Jun 2026 | $675,000 | $239 | 4/3 | 2,819 | 2 | 0.4 |
| 2533 Sunny Creek Drive, Fleming Island, FL 32003Listed by HOMESMART | Aug 2026 | $635,000 | $177 | 5/4.5 | 3,580 | 35 | 0.5 |
| 1874 Hickory Trace Drive, Fleming Island, FL 32003Listed by COLDWELL BANKER VANGUARD REALTY | Jul 2026 | $730,000 | $224 | 5/3.5 | 3,260 | 60 | 0.5 |
| 1897 Hickory Trace Drive, Fleming Island, FL 32003Listed by INTEGRITY KEY REALTY LLC | Sep 2026 | $380,000 | $114 | 5/3 | 3,340 | 442 | 0.6 |
| 2542 Willow Creek Drive, Fleming Island, FL 32003Listed by HERRON REAL ESTATE LLC | Jul 2026 | $582,000 | $194 | 5/4 | 2,997 | 1 | 0.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: KELLER WILLIAMS JACKSONVILLE
Sold by: KELLER WILLIAMS ST JOHNS (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on May 27, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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