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Sold

Sold·Closed Jun 5, 2026·14 days on market

2659 Country Side Drive

Fleming Island, FL 32003

$875,000sold priceListed at $895,000 · 97.8% of asking$229/sqftMLS# 2139286
5
Beds
4.5
Baths
3,814
Sq Ft
2005
Built
3
Garage
Yes
Pool
HOA $10/mo0.45 acresSingle Family Residence2 stories

About this home

Fleming Island

Dive right into this custom-built pool home by JA Long in the heart of Fleming Island. Throughout the years, this exceptional residence has been carefully curated and meticulously maintained, and its recent upgrades are here to impress. As you drive up, the beautiful landscaping and expansive front design create a warm welcome, while the double wooden doors greet you into a home designed for comfort and lasting impressions. Thoughtfully designed for both everyday living and effortless entertaining, this home showcases abundant natural light, functional living spaces, and quality improvements that enhance both style and peace of mind. A striking ledge stone fireplace anchors the main living space serving as a beautiful focal

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,847
Property taxesest. at asking price, Clay County$1,341
HOAbilled annually$10
Estimated total, before insurance$6,198/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,237/yr · $186/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$875,000
$175,000
Loan Term
Monthly Payment
$4,847
Principal & Interest: $4,847
Property taxes (est.): $1,341
Insurance (est.): $583
Estimated Total Monthly
$6,771
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,593 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $855,000 in September 2024(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$710,844$0—
2024$733,823$523,543—
2023$692,755$0—
2022$594,523$0—
2021$528,554$474,874—
2020$452,116$392,771—

2025 property taxes (current owner): $2,237/yr

Estimated taxes if purchased at asking price: ~$16,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $215/sq ft; this home is listed at $235/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2533 Sunny Creek Drive, Fleming Island, FL 32003Listed by HOMESMARTAug 2026$635,000$1775/4.53,580350.2
2525 Sunny Creek Drive, Fleming Island, FL 32003Listed by COLDWELL BANKER VANGUARD REALTYJun 2026$675,000$2394/32,81920.2
2727 Shade Tree Drive, Fleming Island, FL 32003Listed by MARK SPAIN REAL ESTATESep 2026$750,000$1754/4.54,2791230.3
1831 Cross Green Way, Fleming Island, FL 32003Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$680,000$2154/3.53,1651270.5
2518 Country Side Drive, Fleming Island, FL 32003Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJul 2026$695,000$1865/3.53,727200.6
1874 Hickory Trace Drive, Fleming Island, FL 32003Listed by COLDWELL BANKER VANGUARD REALTYJul 2026$730,000$2245/3.53,260600.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$895,000
Price / Sq Ft$235
Bedrooms5
Bathrooms4.50
Full Baths4
Half Baths1
Square Footage3,814
Acres0.45 acres
Year Built2005
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Heated, Screen Enclosure, Waterfall
Is WaterfrontNo

School Information

ElementaryThunderbolt
MiddleGreen Cove Springs

Community Information

Address2659 Country Side Drive, Fleming Island, FL 32003
Area124-Fleming Island-SW
SubdivisionEagle Harbor
CityFleming Island
CountyClay
StateFL
Zip Code32003
Lot Size19,602 sq ft
Parcel Number08052601426400425
ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Golf Course, Park, Pickleball, Playground, Tennis Court(s)
Community FeaturesSidewalks, Street Lights, Curbs
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected, Propane
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Entrance Foyer, Guest Suite, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesConvection Oven, Disposal, Electric Oven, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Refrigerator, ENERGY STAR Qualified Water Heater, Gas Cooktop, Gas Water Heater, Microwave, Plumbed For Ice Maker, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric, Multi Units
FlooringCarpet, Laminate
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories2
SecurityCarbon Monoxide Detector(s), Smoke Detector(s)

Exterior

Exterior FeaturesFire Pit
Lot DescriptionDead End Street, Few Trees, Sprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Screened
FencingBack Yard
RoofShingle
ConstructionStucco
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedApril 9, 2026
Days on Market14
HOA Fees$120 / Annually
HOA FrequencyAnnually
Tax Amount$2,236.61
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MOMENTUM REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 5, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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