Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
Photo 1 / 39
Active

Active·21 days on market

4 Caddy Court

Bunnell, FL 32110

$350,000$194/sqftEst. $1,939/moMLS# 2165593
4
Beds
2
Baths
1,800
Sq Ft
2024
Built
2
Garage
No
Pool
FEMA Zone XHOA $72/mo6,970 sqft lotSingle Family Residence1 story

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Bunnell

Welcome to 4 Caddy Court, where comfort, upgrades, and resort-style living come together! Located in the gated community of The Links at Grand Reserve, this beautifully maintained 4-bedroom, 2-bathroom home offers approximately 1,800 square feet of thoughtfully designed living space with a desirable split-bedroom floor plan. From the moment you walk in, you'll notice the care and updates throughout the home. The interior features fresh paint throughout, a stylish kitchen backsplash, and custom shiplap detailing through the hallways, adding character and a modern touch to the space. The split floor plan provides privacy for the primary suite while keeping the additional bedrooms conveniently located on the opposite side of the home. Step outside and the backyard truly becomes an extension of the home. The fully fenced-in yard offers privacy and plenty of room to enjoy the outdoors, while the extended paver patio creates the perfect entertaining space. Whether you're relaxing around th

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,939
HOAbilled quarterly$72
Estimated total, before insurance$2,011/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,171/yr · $181/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$350,000
$70,000
Loan Term
Monthly Payment
$1,939
Principal & Interest: $1,939
Insurance (est.): $233
Estimated Total Monthly
$2,172
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,640 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,171/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 19, 2026Listed$350,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $184/sq ft; this home is listed at $194/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
92 Bogey Place, Bunnell, FL 32110Listed by ATLANTIC COASTAL REAL ESTATE, LLCSep 2026$304,000$1843/21,655220.2
810 Grand Reserve Drive, Bunnell, FL 32110Listed by KELLER WILLIAMS ST JOHNSSep 2026$280,000$1693/21,655760.2
12 Mulligan Way, Bunnell, FL 32110Listed by D R HORTON REALTY INCAug 2026$319,545$1804/21,778340.3
58 Mulligan Way, Bunnell, FL 32110Listed by D R HORTON REALTY INCJun 2026$363,850$2054/21,778390.3
22 Mulligan Way, Bunnell, FL 32110Listed by D R HORTON REALTY INCSep 2026$300,000$1813/21,6551150.4
12 Divot Place, Bunnell, FL 32110Listed by D R HORTON REALTY INCSep 2026$259,000$1853/21,4021160.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$350,000
Price / Sq Ft$194
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,800
Total Structure Area2,416 sq ft
Acres0.16 acres
Year Built2024
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address4 Caddy Court, Bunnell, FL 32110
Area601-Flagler County-North Central
SubdivisionThe Links
CityBunnell
CountyFlagler
StateFL
Zip Code32110
Lot Size6,969.6 sq ft
Parcel Number0212302973000001840

Amenities

AmenitiesPool, Barbecue, Cable TV, Clubhouse, Fitness Center, Pickleball
Community FeaturesStreet Lights
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewTrees/Woods

Interior

Interior FeaturesCeiling Fan(s), Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Gas Oven, Gas Range, Microwave, Refrigerator, Tankless Water Heater
HeatingCentral
CoolingCentral Air
FlooringCarpet, Laminate
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySecurity Gate, Security System Owned
Spa FeaturesCommunity

Exterior

Exterior FeaturesFire Pit
Lot DescriptionCul-De-Sac
Patio / PorchPatio
FencingBack Yard, Privacy
RoofShingle
Road SurfacePaved
Road FrontagePrivate Road

Additional Information

Date ListedSeptember 19, 2026
Days on Market8
HOA Fees$217 / Quarterly
HOA FrequencyQuarterly
HOA Fee IncludesMaintenance Grounds
Tax Amount$2,171.3
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: IHEART REALTY INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines