Sold·Closed Jul 17, 2026·1 day on market
2542 Willow Creek Drive
Fleming Island, FL 32003
About this home
Fleming Island
**Multiple offers received Highest & Best by June 20th at 5pm** Welcome to 2542 Willow Creek Drive -- one of Fleming Island Plantation's most complete homes, positioned right on the golf fairway. With nearly 3,000 square feet of updated living space, this 5-bedroom, 4-bathroom home has the kind of layout that's nearly impossible to find in this community. The main level opens to a massive great room that flows to the pool and fairway beyond. The kitchen connects seamlessly, and a versatile flex space off the main living area is perfect as a home office, sitting room, or dining nook -- whatever the new owners need it to be. Beyond that, a separate billiard room offers even more room to spread out, currently set up with a pool table and ready to serve as the ultimate hangout or entertainment space. Four bedrooms on the main floor include a generously sized primary suite with a spa-style bath and dual walk-in closets. Head upstairs and the fifth bedroom is an experience of its own -
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone E
Zone E evacuates after zones A, B, C, D in an approaching storm.
Roof: material not specified — year not disclosed (home built 2000)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer (public record) · Public water · Clay County Utilities
County records show this parcel on central sewer — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,770 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $494,542 | $379,325 | — |
| 2024 | $493,881 | $367,646 | — |
| 2023 | $494,045 | $355,191 | — |
| 2022 | $403,099 | $353,099 | — |
| 2021 | $319,168 | $319,168 | — |
| 2020 | $306,551 | $306,551 | — |
2025 property taxes (current owner): $8,130/yr
Estimated taxes if purchased at asking price: ~$10,700/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Jul 17, 2026Closed$590,999
- Jun 19, 2026Listed$590,999
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $224/sq ft; this home is listed at $197/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 2325 Links Drive, Fleming Island, FL 32003Listed by WATSON REALTY CORP | Sep 2026 | $565,000 | $240 | 4/3 | 2,359 | 16 | 0.3 |
| 1832 Chatham Village Drive, Fleming Island, FL 32003Listed by CAMELLIA REAL ESTATE LLC | Sep 2026 | $459,900 | $184 | 3/3 | 2,500 | 135 | 0.4 |
| 2268 Links Drive, Fleming Island, FL 32003Listed by INSPIRED REALTY LLC | Aug 2026 | $564,000 | $239 | 4/3 | 2,359 | 0 | 0.4 |
| 1874 Hickory Trace Drive, Fleming Island, FL 32003Listed by COLDWELL BANKER VANGUARD REALTY | Jul 2026 | $730,000 | $224 | 5/3.5 | 3,260 | 60 | 0.5 |
| 1897 Hickory Trace Drive, Fleming Island, FL 32003Listed by INTEGRITY KEY REALTY LLC | Sep 2026 | $380,000 | $114 | 5/3 | 3,340 | 442 | 0.6 |
| 1755 Eagle Crest Drive, Fleming Island, FL 32003Listed by COLDWELL BANKER VANGUARD REALTY | Aug 2026 | $580,000 | $193 | 4/3.5 | 3,008 | 5 | 0.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: HERRON REAL ESTATE LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jul 17, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
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