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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

Active·210 days on market

0 Park Avenue

Jacksonville, FL 32218

$499,000Est. $2,731/moMLS# 2133909
↓ $46,000 below original list
0
Beds
0
Baths
0
Sq Ft
—
Built
—
Garage
No
Pool
FEMA Zone XNo HOA3.59 acresUnimproved Land

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Prime 3.59 acre residential parcel in Pleasant Park with potential to create up to six buildable lots (subject to local approvals). Conveniently located just a few blocks east of Main Street and I-95, offering quick access to the airport and minutes to River City Marketplace shopping, dining and services. Property is surrounded by active residential development -- ideal for a small subdivision or phased single-family buildout. Buyer to verify utilities, zoning specifics and lot yield. Easy access, excellent location and strong development potential.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.28% · 30yr$2,731
Property taxesest. at asking price, Duval County$815
Estimated total, before insurance$3,546/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,974/yr · $164/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$499,000
$99,800
Loan Term
Monthly Payment
$2,731
Principal & Interest: $2,731
Property taxes (est.): $815
Insurance (est.): $333
Estimated Total Monthly
$3,879
*30-year loan at 7.28% APR (avg 30-yr rate 2026-10-01, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: material not specified

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,483 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$159,660$84,313—
2024$177,360$76,649—
2023$141,960$69,681—
2022$166,740$63,347▲ $24,780
2021$141,960$57,589—
2020$170,280$52,354—

2025 property taxes (current owner): $1,974/yr

Estimated taxes if purchased at asking price: ~$9,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 3, 2026Price change$499,000−$46,000
  • Mar 9, 2026Listed$545,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$499,000
Bedrooms0
Bathrooms0.00
Full Baths0
Acres3.59 acres
TypeLand
Sub-TypeUnimproved Land
StatusActive
Has PoolNo
Is WaterfrontNo

School Information

ElementaryOceanway
MiddleOceanway
HighFirst Coast

Community Information

Address0 Park Avenue, Jacksonville, FL 32218
Area092-Oceanway/Pecan Park
SubdivisionPleasant Park
CityJacksonville
CountyDuval
StateFL
Zip Code32218
Lot Size156,380.4 sq ft
Parcel Number1082970000
ZoningResidential

Amenities

UtilitiesElectricity Available, Sewer Not Available
Water SourceNone

Exterior

Lot DescriptionSplit Possible
Road SurfaceGravel
Road FrontagePrivate Road

Additional Information

Date ListedMarch 9, 2026
Days on Market178
Tax Amount$1,973.75
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo

Listing Courtesy of: JANIE BOYD & ASSOCIATES REAL ESTATE SERVICES LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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