This home is in Jacksonville.
Sold·Closed Aug 26, 2026·118 days on market·Recent sales in Jacksonville
2332 Westbrook Circle S
Jacksonville, FL 32209
About this home
Jacksonville
Sold As-Is. Proof of funds required prior to showings. Established Section 8 rental with a long-time tenant currently month-to-month, paying $900 per month with reliable payment history and steady occupancy. This 1 bedroom, 2 bath home offers built-in income from day one. Fresh paint and a new back fence have already been completed. Architectural roof installed in 2019. The AC system is approximately 10 years old. Enclosed front porch adds extra usable space. A solid opportunity for an investor looking for consistent cash flow with room to improve and increase value over time. Not fancy, but dependable and income-producing.
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X (shaded) — moderate flood risk (0.2% annual chance)
Flood insurance is optional but often inexpensive here — worth pricing.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone F
Zone F evacuates after zones A, B, C, D, E in an approaching storm.
Roof: Shingle — 2019 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,105 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
South-facing backyard — the year-round light lot
The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 7:26 AM, sunset 7:01 PM.
- The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
- A pool back here takes sun most of the day, which means warmer water in the shoulder seasons and the most useful screened-lanai light for plants.
- Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $64,171 | $46,693 | — |
| 2024 | $58,260 | $42,449 | — |
| 2023 | $49,988 | $38,590 | — |
| 2022 | $42,262 | $35,082 | — |
| 2021 | $35,314 | $31,893 | — |
| 2020 | $29,662 | $28,994 | — |
2025 property taxes (current owner): $1,293/yr
Estimated taxes if purchased at asking price: ~$1,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Aug 27, 2026Closed$82,000
- Aug 11, 2026Active Under Contract$82,000
- Aug 10, 2026Active$82,000
- Jul 7, 2026Withdrawn$82,000
- Mar 6, 2026Listed$82,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $161/sq ft; this home is listed at $94/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 2122 Woodside Street, Jacksonville, FL 32209Listed by BETTER HOMES AND GARDENS LIFESTYLES REALTY | Aug 2026 | $180,017 | $171 | 3/2 | 1,050 | 0 | 0.4 |
| 2972 Dignan Street, Jacksonville, FL 32254Listed by ALLISON JAMES ESTATES AND HOMES FLORIDA | Aug 2026 | $78,500 | $74 | 3/1 | 1,061 | 49 | 0.8 |
| 2929 Spencer Street, Jacksonville, FL 32254Listed by FREEDOM REALTY GROUP LLC | Aug 2026 | $127,500 | $131 | 3/2 | 975 | 218 | 0.8 |
| 1870 Hartridge Street, Jacksonville, FL 32209Listed by ROUND TABLE REALTY | Oct 2026 | $98,000 | $94 | 3/2 | 1,048 | 274 | 0.9 |
| 1319 Woods Street, Jacksonville, FL 32209Listed by BETTER HOMES AND GARDENS LIFESTYLES REALTY | Aug 2026 | $185,017 | $168 | 3/2 | 1,103 | 0 | 0.9 |
| 3021 Commonwealth Avenue, Jacksonville, FL 32254Listed by LA ROSA REALTY NORTH FLORIDA, LLC. | Sep 2026 | $174,000 | $161 | 3/2 | 1,080 | 98 | 1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: MOMENTUM REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Aug 26, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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