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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Sold

Sold·Closed Aug 27, 2026·40 days on market

146 Palm Coast Resort Boulevard 206

Palm Coast, FL 32137

$320,000sold priceListed at $329,000 · 97.3% of asking$238/sqftMLS# 2147279
3
Beds
2
Baths
1,344
Sq Ft
2007
Built
—
Garage
No
Pool
FEMA Zone XHOA $623/mo2,178 sqft lotCondominium1 story

About this home

Palm Coast

One or more photo(s) has been virtually staged. Welcome to Palm Coast Resort, where elevated Intracoastal Waterway living meets comfort, convenience, and a true coastal lifestyle. This beautifully maintained 3-bedroom, 2-bath residence offers a bright, open layout with tile flooring throughout the main living areas and a well-appointed kitchen featuring granite countertops, stainless steel appliances, and quality finishes. Step outside to the large screened balcony overlooking the Intracoastal Waterway and beautifully maintained grounds--an ideal setting for enjoying morning coffee, watching boat traffic, or unwinding in the evening. The spacious primary suite serves as a private retreat with direct balcony access, a walk-in closet, and an en suite bath with a separate shower and soaking tub. Palm Coast Resort offers exceptional amenities, including a fishing pier, scenic walking and biking trails. Located just steps from the marina, this is an excellent opportunity for

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,772
HOAbilled monthly$623
Estimated total, before insurance$2,396/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,028/yr · $419/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$320,000
$64,000
Loan Term
Monthly Payment
$1,772
Principal & Interest: $1,772
Insurance (est.): $213
Estimated Total Monthly
$1,986
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone HUR

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Tile — year not disclosed (home built 2007)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · Palm Coast - building count > 0 within city limits · Public water (record)

County records show this parcel on central sewer served by Palm Coast - building count > 0 within city limits — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,813 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:24 AM, sunset 6:58 PM.

  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,028/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Aug 31, 2026Closed$329,000
  • Jul 14, 2026Pending$329,000
  • May 27, 2026Listed$329,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $271/sq ft; this home is listed at $245/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
102 Yacht Harbor Drive 276, Palm Coast, FL 32137Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINESep 2026$399,999$2552/21,570700.2
37 Captains Walk, Palm Coast, FL 32137Listed by FIV REALTY CO FLORIDA LLCAug 2026$277,000$1772/2.51,5651090.2
210 Misty Harbor Trace, Palm Coast, FL 32137Listed by OLYMPUS EXECUTIVE REALTY, INCJun 2026$320,000$2713/21,18100.2
193 Misty Harbor Trace, Palm Coast, FL 32137Listed by OLYMPUS EXECUTIVE REALTY, INCJun 2026$335,000$2843/21,18100.2
189 Misty Harbor Trace, Palm Coast, FL 32137Listed by OLYMPUS EXECUTIVE REALTY, INCJun 2026$340,000$2883/21,18100.2
200 Bella Harbor Court 105, Palm Coast, FL 32137Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEJul 2026$230,000$1323/21,7453090.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$329,000
Price / Sq Ft$245
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,344
Total Structure Area1,344 sq ft
Acres0.05 acres
Year Built2007
TypeResidential
Sub-TypeCondominium
StyleContemporary
StatusClosed
Has PoolNo
Is WaterfrontNo
Direction FacesWest

Community Information

Address146 Palm Coast Resort Boulevard 206, Palm Coast, FL 32137
Area601-Flagler County-North Central
SubdivisionPalm Coast Resort
CityPalm Coast
CountyFlagler
StateFL
Zip Code32137
Lot Size2,178 sq ft
Parcel Number3811317103000E00206

Amenities

AmenitiesPool, Boat Dock, Cable TV, Maintenance Grounds, Maintenance Structure, Management - Off Site, Trash, Water
Community FeaturesSidewalks, Fishing, Curbs
UtilitiesCable Available, Cable Connected, Electricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingParking Lot
ViewIntracoastal

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Elevator, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Cooktop, Microwave, Refrigerator, Washer/Dryer Stacked
HeatingCentral, Heat Pump
CoolingCentral Air, Electric
FlooringCarpet
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
SecuritySecured Elevator
Spa FeaturesIn Ground, Heated, Community

Exterior

Exterior FeaturesBalcony
Patio / PorchCovered, Rear Porch, Screened
RoofTile
ConstructionConcrete, Stucco
Road SurfacePaved

Additional Information

Date ListedMay 27, 2026
Days on Market40
HOA Fees$623.33 / Monthly
HOA FrequencyMonthly
HOA NameMay Management
HOA Fee IncludesCable TV, Insurance, Internet, Maintenance Grounds, Maintenance Structure, Sewer, Trash, Water
Tax Amount$5,027.94
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: REMAX SELECT PROFESSIONALS

Sold by: NON MLS (realMLS) (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 27, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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