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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

Active·204 days on market

2 Roller Lane

Palm Coast, FL 32164

$419,990$182/sqftEst. $2,242/moMLS# 2133318
↓ $15,010 below original list
4
Beds
3
Baths
2,306
Sq Ft
2026
Built
2
Garage
No
Pool
FEMA Zone XNo HOA12,632 sqft lotSingle Family Residence1 storyNew construction

About this home

Palm Coast

Brand new, fully completed, and energy efficient by Brite Homes, this residence showcases clean, modern design and solid concrete block construction, delivering a durable and low-maintenance living experience. Move-in ready and thoughtfully finished, it offers the advantage of new construction without the wait. The exterior presents strong curb appeal with crisp architectural lines, a stone-accented front elevation, full gutter system, irrigation, and an upgraded modern front door that makes a striking first impression. Inside, the Brite Dream floor plan features an award-winning layout with tile flooring throughout and no carpet, creating a bright, open main living area ideal for everyday living and entertaining. The kitchen is thoughtfully appointed with quartz countertops, upgraded appliances, and 42-inch soft-close cabinetry, blending modern style with practical functionality.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$2,242
Estimated total, before insurance$2,242/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$954/yr · $80/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$419,990
$83,998
Loan Term
Monthly Payment
$2,242
Principal & Interest: $2,242
Insurance (est.): $280
Estimated Total Monthly
$2,522
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,718 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $954/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 11, 2026Price change$419,990−$10,009
  • Aug 12, 2026Price change$429,999−$5,001
  • Mar 5, 2026Listed$435,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$419,990
Price / Sq Ft$182
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,306
Acres0.29 acres
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes

Community Information

Address2 Roller Lane, Palm Coast, FL 32164
Area601-Flagler County-North Central
SubdivisionBelle Terre
CityPalm Coast
CountyFlagler
StateFL
Zip Code32164
Lot Size12,632.4 sq ft
Parcel Number0711317032007300190

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesEat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub
AppliancesConvection Oven, Dishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral, Heat Pump
CoolingCentral Air
FlooringTile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Exterior

Patio / PorchCovered, Patio
RoofShingle
ConstructionBlock
Road SurfacePaved

Additional Information

Date ListedMarch 5, 2026
Days on Market190
Tax Amount$954.17
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: DJ & LINDSEY REAL ESTATE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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