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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

$419,9904 bd · 3 ba · 2,306 sq ft

Active·249 days on market

2 Roller Lane

Palm Coast, FL 32164

$419,990$182/sqftEst. $2,290/mo mortgageMLS# 2133318
↓ $15,010 below original list
4
Beds
3
Baths
2,306
Sq Ft
2026
Built
2
Garage
No
Pool
FEMA Zone XNo HOA12,632 sqft lotSingle Family Residence1 storyNew construction

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Palm Coast

Brand new, fully completed, and energy efficient by Brite Homes, this residence showcases clean, modern design and solid concrete block construction, delivering a durable and low-maintenance living experience. Move-in ready and thoughtfully finished, it offers the advantage of new construction without the wait. The exterior presents strong curb appeal with crisp architectural lines, a stone-accented front elevation, full gutter system, irrigation, and an upgraded modern front door that makes a striking first impression. Inside, the Brite Dream floor plan features an award-winning layout with tile flooring throughout and no carpet, creating a bright, open main living area ideal for everyday living and entertaining. The kitchen is thoughtfully appointed with quartz countertops, upgraded appliances, and 42-inch soft-close cabinetry, blending modern style with practical functionality.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$2,290
Estimated total, before insurance$2,290/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$954/yr · $80/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$419,990
$83,998
Loan Term
Monthly Payment
$2,290
Principal & Interest: $2,290
Insurance (est.): $280
Estimated Total Monthly
$2,570
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,718 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $954/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 11, 2026Price change$419,990−$10,009
  • Aug 12, 2026Price change$429,999−$5,001
  • Mar 5, 2026Listed$435,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $168/sq ft; this home is listed at $182/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
19 Rocking Horse Drive, Palm Coast, FL 32164Listed by REAL BROKER LLCJul 2026$410,000$2023/22,03450.2
3 Westrobin Place, Palm Coast, FL 32164Listed by CENTURY 21 INTEGRAOct 2026$368,000$2113/21,748490.8
61 Woodfield Drive, Palm Coast, FL 32164Listed by COLDWELL BANKER VANGUARD REALTYOct 2026$409,900$1684/32,43541
24 Riviera Estates Court, Palm Coast, FL 32164Listed by ATLANTIC COASTAL REAL ESTATE, LLCOct 2026$289,900$1484/21,958951.2
23 Westfield Lane, Palm Coast, FL 32164Listed by HERRON REAL ESTATE LLCSep 2026$270,000$1583/21,7132891.3
33 Red Clover Lane, Palm Coast, FL 32164Listed by EAZ REALTY LLCJul 2026$330,000$1644/22,0081241.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$419,990
Price / Sq Ft$182
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,306
Acres0.29 acres
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes

Community Information

Address2 Roller Lane, Palm Coast, FL 32164
Area601-Flagler County-North Central
SubdivisionBelle Terre
CityPalm Coast
CountyFlagler
StateFL
Zip Code32164
Lot Size12,632.4 sq ft
Parcel Number0711317032007300190

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesEat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub
AppliancesConvection Oven, Dishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral, Heat Pump
CoolingCentral Air
FlooringTile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Exterior

Patio / PorchCovered, Patio
RoofShingle
ConstructionBlock
Road SurfacePaved

Additional Information

Date ListedMarch 5, 2026
Days on Market249
Tax Amount$954.17
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: DJ & LINDSEY REAL ESTATE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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