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Sold·Closed Mar 30, 2026·4 days on market

44051 Little Sweetgum Lane

Callahan, FL 32011

$378,500sold priceListed at $410,000 · 92.3% of asking$187/sqftMLS# 2132105
4
Beds
2
Baths
2,024
Sq Ft
2010
Built
—
Garage
No
Pool
No HOA1.01 acresSingle Family Residence1 story

About this home

Callahan

Welcome to your private slice of country paradise! This beautifully updated 4-bedroom, 2-bath home sits on a full acre --offering the perfect mix of modern style and wide-open space. The home welcomes you with stylish updates, comfortable family areas, and a functional floor plan ideal for both playtime and downtime. Step outside and the possibilities only grow. An 18' x 20' building offers the perfect spot for a workshop, storage, or passion projects, while the covered carport with dedicated RV parking makes room for all your toys. The backyard is pure charm--complete with a classic tree swing and small playset, creating the perfect setting for memory-making moments. Craving room to roam without sacrificing convenience? This is the one. Big yard. Big potential. Big opportunity.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,097
Property taxesest. at asking price, Nassau County$523
Estimated total, before insurance$2,619/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$378,500
$75,700
Loan Term
Monthly Payment
$2,097
Principal & Interest: $2,097
Property taxes (est.): $523
Insurance (est.): $252
Estimated Total Monthly
$2,871
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2010)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,704 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Feb 26, 2026Listed$410,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $200/sq ft; this home is listed at $203/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
44016 Breezy Lane, Callahan, FL 32011Listed by MOMENTUM REALTYOct 2026$379,000$2373/21,600280.1
44024 Breezy Lane, Callahan, FL 32011Listed by MOMENTUM REALTYSep 2026$465,000$2194/32,120420.1
44480 Swallowfork Avenue, Callahan, FL 32011Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTJul 2026$291,000$2003/21,45630.2
40041 Whipporwill Lane, Callahan, FL 32011Listed by FLORIDA HOMES REALTY & MTG LLCAug 2026$231,000$1343/21,728440.7
45094 S Mickler Street, Callahan, FL 32011Listed by COLDWELL BANKER VANGUARD REALTYApr 2025$120,000$654/31,854201.8
44046 Cross Creek Boulevard, Callahan, FL 32011Listed by REAL BROKER LLCOct 2026$320,000$1654/21,944332.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$410,000
Price / Sq Ft$203
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage2,024
Acres1.01 acres
Year Built2010
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Carport Spaces2
Has PoolNo
Is WaterfrontNo

Community Information

Address44051 Little Sweetgum Lane, Callahan, FL 32011
Area492-Nassau County-W Of I-95/N To State Line
SubdivisionSwallowfork Estates
CityCallahan
CountyNassau
StateFL
Zip Code32011
Lot Size43,995.6 sq ft
Parcel Number061N25199S02560000

Amenities

UtilitiesCable Available, Electricity Connected, Water Connected
SewerSeptic Tank
Water SourceWell
ParkingCarport, Covered, RV Access/Parking

Interior

Interior FeaturesPrimary Bathroom -Tub with Separate Shower
AppliancesDishwasher, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionDead End Street
RoofShingle
Other StructuresShed(s)
Road SurfaceDirt

Additional Information

Date ListedFebruary 26, 2026
Days on Market4
Tax Year2024
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ACHIEVE REALTY GROUP LLC

Sold by: FLORIDA HOMES REALTY & MTG LLC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Mar 30, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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