Sold·Closed Jul 2, 2026·3 days on market
44480 Swallowfork Avenue
Callahan, FL 32011
About this home
Callahan
Welcome to peaceful living just outside of Callahan city limits! This beautifully maintained 2018 home sits on a thoughtfully landscaped 1.11 acre lot offering the perfect blend of comfort, space and privacy. Featuring 3 bedrooms and 2 bathrooms, this home provides an open and inviting layout ideal for everyday living. Enjoy morning coffee on the covered front porch or walk out the back sliding glass doors to a nice screened-in back deck. Alll bedrooms have ceiling fans and large walk-in closets. Focal point is an oversized island in the kitchen with lots of storage and gathering space, Frigidaire appliances, a new microwave, large walk-in pantry. The property also includes a one-car metal garage/workshop with electricity and an automatic door opener, offering extra storage and convenience. With plenty of outdoor space, there is room for gardening, pets, outdoor activities, along with space for your boat, RV, or other recreational toys. .....
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2018)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,679 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
Southeast-facing backyard — winter sunrises, bright mornings
The listing reports the home facing northwest, which puts the backyard on the southeast side. Today at this address: sunrise 7:27 AM, sunset 7:01 PM.
- The rear takes strong morning-to-midday sun and eases off by late afternoon; in winter the sun rises almost straight into this exposure.
- A comfortable compromise lot: real pool sun without the western afternoon heat.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $223,454 | $52,172 | — |
| 2024 | $198,762 | $48,444 | — |
| 2023 | $213,126 | $43,975 | — |
| 2022 | $161,217 | $39,636 | — |
| 2021 | $140,916 | $28,424 | — |
| 2020 | $116,959 | $61,959 | — |
2025 property taxes (current owner): $1,280/yr
Estimated taxes if purchased at asking price: ~$4,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $210/sq ft; this home is listed at $196/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 44016 Breezy Lane, Callahan, FL 32011Listed by MOMENTUM REALTY | Oct 2026 | $379,000 | $237 | 3/2 | 1,600 | 28 | 0.1 |
| 40041 Whipporwill Lane, Callahan, FL 32011Listed by FLORIDA HOMES REALTY & MTG LLC | Aug 2026 | $231,000 | $134 | 3/2 | 1,728 | 44 | 0.5 |
| 44090 Apache Trail, Callahan, FL 32011Listed by REAL BROKER LLC | Dec 2025 | $250,000 | $210 | 3/2 | 1,188 | 56 | 0.5 |
| 44195 Flynn Road, Callahan, FL 32011Listed by DJ & LINDSEY REAL ESTATE | Jun 2026 | $185,000 | $162 | 3/2 | 1,140 | 39 | 1.1 |
| 45025 Mahoney Street, Callahan, FL 32011Listed by PALM III REALTY AND PROPERTY M | May 2026 | $265,000 | $235 | 3/2 | 1,128 | 137 | 1.6 |
| 45094 S Mickler Street, Callahan, FL 32011Listed by COLDWELL BANKER VANGUARD REALTY | Apr 2025 | $120,000 | $65 | 4/3 | 1,854 | 20 | 1.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jul 2, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
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