Active·229 days on market
43535 Freedom Drive
Callahan, FL 32011
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Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Callahan
Seller Will Pay All Closing Costs - DO NOT miss out! Welcome Home to this beautifully situated home on 1.32+/- acres. This 3-bed, 3.5-bath residence offers the perfect blend of space, comfort, and convenience. Families will appreciate the proximity to top-rated schools, while travelers and professionals will love being minutes from Jacksonville International Airport and major commuter routes. Located in a fantastic area, you can host gatherings or simply enjoy the quiet this property has to offer. Schedule your showing today and don't miss out! *All Parcel Boundaries Are Estimated Only*
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone A — high-risk flood zone (Special Flood Hazard Area)
Lenders require flood insurance for financed purchases here.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone G
Check floridadisaster.org/knowyourzone for what this designation means locally.
Roof: Metal — year not disclosed (home built 1976)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Bluffs Scenic Trail, Big Talbot Island State Parkabout 22 mi · 35 parking spaces
Closest park or preserve
Thomas Creek Conservation Areaabout 2 mi · 4.9 mi of trails
Closest public boat ramp
Dinsmore Boat Landingabout 5 mi · St. Johns River - Trout River (Jacksonville)
Closest kayak & paddleboard launch
Four Creeks State Forest – Thomas Creek Canoe Accessabout 5 mi · Thomas Creek
Closest grocery store
Winn-Dixieabout 5 mi · 450078 Sr 200, Callahan
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2024 property taxes (current owner): $5,882/yr
Estimated taxes if purchased at asking price: ~$6,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 6, 2026Price change$375,000−$25,000
- Sep 11, 2026Price change$400,000−$25,000
- Jul 14, 2026Price change$425,000−$25,000
- Mar 13, 2026Listed$450,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $200/sq ft; this home is listed at $140/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 43457 Ratliff Road, Callahan, FL 32011Listed by PARADIGM VISION GROUP | Sep 2026 | $685,000 | $254 | 5/3.5 | 2,697 | 15 | 0.6 |
| 43059 Pearl Lane, Callahan, FL 32011Listed by FREEDOM REALTY GROUP LLC | Jan 2026 | $355,000 | $185 | 3/2.5 | 1,918 | 36 | 0.7 |
| 43133 Pearl Lane, Callahan, FL 32011Listed by FLORIDA HOMES REALTY & MTG LLC | Oct 2025 | $310,000 | $145 | 4/3 | 2,135 | 2 | 0.7 |
| 44073 Oakwood Lane, Callahan, FL 32011Listed by IRON VALLEY REAL ESTATE NORTH FLORIDA | Sep 2025 | $395,000 | $197 | 4/3 | 2,006 | 79 | 0.9 |
| 43562 Ratliff Road, Callahan, FL 32011Listed by FLORIDA HOMES REALTY & MTG LLC | Aug 2026 | $450,000 | $228 | 4/2 | 1,974 | 55 | 1 |
| 44648 Woodridge Drive, Callahan, FL 32011Listed by KELLER WILLIAMS FIRST COAST REALTY | Oct 2025 | $450,000 | $200 | 4/2 | 2,249 | 6 | 1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: PRISTINE PROPERTIES OF FLORIDA LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
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