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Sold·Closed May 13, 2026·86 days on market

44021 Bayberry Court

Callahan, FL 32011

$258,000sold priceListed at $253,000 · 102% of asking$128/sqftMLS# 2122307
3
Beds
2
Baths
2,015
Sq Ft
2002
Built
—
Garage
No
Pool
No HOA0.90 acresMobile Home1 story

About this home

Callahan

Experience peaceful country living with the convenience of nearby amenities. This spacious 2002-built 3 bedroom, 2 bathroom home sits on almost one acre in a quiet cul-de-sac--perfect for entertaining, relaxing on the back porch, or giving kids plenty of room to play. A chicken coop with producing chickens can convey with the property, offering a charming touch of homestead living. Recent updates include: • 2019 roof • Newer drain field • New well pump • New kitchen countertops Located close to shopping, the airport, and approximately 30 miles from the beach. Highly rated schools are just minutes away. This home offers great potential and space to make it your own. Seller offering $3k allowance for new flooring. Currently carpet.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,429
Property taxesest. at asking price, Nassau County$356
Estimated total, before insurance$1,785/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,670/yr · $139/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$258,000
$51,600
Loan Term
Monthly Payment
$1,429
Principal & Interest: $1,429
Property taxes (est.): $356
Insurance (est.): $172
Estimated Total Monthly
$1,957
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — 2019 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Solar potential: ~1,525 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,670/yr

Estimated taxes if purchased at asking price: ~$4,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $200/sq ft; this home is listed at $126/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
44016 Breezy Lane, Callahan, FL 32011Listed by MOMENTUM REALTYOct 2026$379,000$2373/21,600280.2
44024 Breezy Lane, Callahan, FL 32011Listed by MOMENTUM REALTYSep 2026$465,000$2194/32,120420.2
44480 Swallowfork Avenue, Callahan, FL 32011Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTJul 2026$291,000$2003/21,45630.2
44051 Little Sweetgum Lane, Callahan, FL 32011Listed by ACHIEVE REALTY GROUP LLCMar 2026$378,500$1874/22,02440.3
40041 Whipporwill Lane, Callahan, FL 32011Listed by FLORIDA HOMES REALTY & MTG LLCAug 2026$231,000$1343/21,728440.4
44014 Apache Trail, Callahan, FL 32011Listed by DIAMOND REALTY GROUP OF AMELIA ISLANDFeb 2026$350,000$1553/22,256200.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$253,000
Price / Sq Ft$126
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,015
Acres0.90 acres
Year Built2002
TypeResidential
Sub-TypeMobile Home
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address44021 Bayberry Court, Callahan, FL 32011
Area492-Nassau County-W Of I-95/N To State Line
SubdivisionSwallowfork Estates
CityCallahan
CountyNassau
StateFL
Zip Code32011
Lot Size39,204 sq ft
Parcel Number061N25199S01670000

Amenities

UtilitiesCable Available, Electricity Connected, Water Available
SewerSeptic Tank
Water SourceWell
ParkingOther
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Primary Bathroom - Shower No Tub
AppliancesElectric Range, Electric Water Heater, Refrigerator
HeatingHeat Pump
CoolingCentral Air
FlooringCarpet, Vinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionCul-De-Sac, Many Trees
Patio / PorchPorch, Rear Porch
RoofMetal
ConstructionVinyl Siding
Other StructuresShed(s)
Road FrontageCounty Road

Additional Information

Date ListedJanuary 3, 2026
Days on Market86
Tax Amount$1,669.81
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CB ISAAC REALTY

Sold by: UNITED REAL ESTATE GALLERY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 13, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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