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Pending

Pending·139 days on market

45110 Booth Street

Callahan, FL 32011

$332,900$266/sqftEst. $1,772/moMLS# 2132019

Beds

Baths

1,251

Sq Ft

2026

Built

Garage

Pool

About this home

Callahan

New Construction in the heart of Callahan! Offering $5000 in closing cost assistance to buyer. This home features an open layout with a beautifully designed kitchen featuring solid wood cabinets, stainless steel appliances, quartz countertops and an island/breakfast bar. Other notable features include an en-suite bathroom and walk in closet in the primary bedroom, a spacious laundry room, and lots or storage space throughout the home. Comes with builder warranty.

Cost to own

Mortgage calculator

Home Price

$332,900

Down Payment: 20%

$66,580

Interest Rate: 6.49%

Loan Term

Monthly Payment

$1,682

Principal & Interest: $1,682

Est. Taxes & Insurance: $420

Estimated Total Monthly

$2,102

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,772

Property taxesest. at asking price, Nassau County$460

Estimated total, before insurance$2,231/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$59,500	$59,500	—

2025 property taxes (current owner): $881/yr

Estimated taxes if purchased at asking price: ~$5,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone K

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: material not specified — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,617 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History