Pending·56 days on market
45124 New Ogilvie Road
Callahan, FL 32011
About this home
Callahan
Completely remodeled and move-in ready in the heart of Callahan! This charming 3-bedroom, 2-bath home offers the perfect blend of modern updates and small-town comfort. Featuring all-new appliances, a stylish kitchen island, fresh finishes throughout, and a functional layout, this home is ideal for easy everyday living. Situated on a .29-acre lot with beautiful mature trees, there is plenty of outdoor space to enjoy, garden, entertain, or simply relax. With no HOA, this property offers flexibility and convenience while still being close to local shopping, dining, schools, and commuter routes. Located in an area known for highly rated schools and a welcoming small-town feel, this home is a wonderful opportunity for a primary residence, investment property, or low-maintenance downsizing option. Don't miss this beautifully updated Callahan home!
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $144,291 | $108,100 | — |
| 2024 | $141,083 | $98,273 | — |
| 2023 | $119,014 | $89,339 | — |
| 2022 | $96,378 | $81,217 | — |
| 2021 | $80,483 | $73,834 | — |
| 2020 | $67,122 | $67,122 | — |
Estimated taxes if purchased at asking price: ~$4,700/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone K
Check floridadisaster.org/knowyourzone for what this designation means locally.
Roof: material not specified — year not disclosed (home built 1955)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,625 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeInformational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.
History
Price & status history
- Jul 7, 2026Pending$285,000
- May 20, 2026Listed$285,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: IRON VALLEY REAL ESTATE NORTH FLORIDA
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Krista Fracke
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