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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Sold

Sold·Closed May 29, 2026·137 days on market

45025 Mahoney Street

Callahan, FL 32011

$265,000sold priceListed at $280,000 · 94.6% of asking$235/sqftMLS# 2121706
3
Beds
2
Baths
1,128
Sq Ft
2003
Built
—
Garage
No
Pool
No HOA7,841 sqft lotSingle Family Residence1 story

About this home

Callahan

Seller is offering $5,000 towards buyers closing cost with accepted offer. Act now only $280,000! Welcome Home to Callahan Comfort If you've been searching for a move-in-ready home without the restrictions of an HOA or CDD, your search ends here. Centrally located just minutes from local schools, shopping, and dining, this 3-bedroom, 2-bathroom home is as functional as it is charming. Enjoy a large, sun-drenched kitchen and a spacious living area perfect for family gatherings. The pride of ownership shines through in the meticulous maintenance and extensive list of recent updates--including brand-new windows (Jan 2025) and a newer roof and AC. The outdoor space is a private retreat, featuring a secure fence, a dog pen for your furry friends, and extra storage. Don't miss out on this well-protected, termite-bonded treasure. Call today for a private tour!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,468
Property taxesest. at asking price, Nassau County$366
Estimated total, before insurance$1,834/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$791/yr · $66/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$265,000
$53,000
Loan Term
Monthly Payment
$1,468
Principal & Interest: $1,468
Property taxes (est.): $366
Insurance (est.): $177
Estimated Total Monthly
$2,010
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$186,523$43,532—
2024$181,226$41,598—
2023$159,205$38,930—
2022$129,293$36,340—
2021$102,558$33,825—
2020$82,668$32,668—

2024 property taxes (current owner): $791/yr

Estimated taxes if purchased at asking price: ~$4,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $236/sq ft; this home is listed at $248/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
45110 Booth Street, Callahan, FL 32011Listed by NUVIEW REALTYJul 2026$325,000$2603/21,2511410.3
44195 Flynn Road, Callahan, FL 32011Listed by DJ & LINDSEY REAL ESTATEJun 2026$185,000$1623/21,140390.6
45124 New Ogilvie Road, Callahan, FL 32011Listed by IRON VALLEY REAL ESTATE NORTH FLORIDASep 2026$255,000$2363/21,080480.8
44090 Apache Trail, Callahan, FL 32011Listed by REAL BROKER LLCDec 2025$250,000$2103/21,188561.1
45575 Ingleham Circle, Callahan, FL 32011Listed by RE/MAX BLUE COASTOct 2025$255,000$1963/21,300771.1
45186 Bismark Road, Callahan, FL 32011Listed by ROOT REALTY LLCAug 2025$390,900$3353/21,166291.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$280,000
Price / Sq Ft$248
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,128
Acres0.18 acres
Year Built2003
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address45025 Mahoney Street, Callahan, FL 32011
Area490-Callahan
SubdivisionMetes & Bounds
CityCallahan
CountyNassau
StateFL
Zip Code32011
Lot Size7,840.8 sq ft
Parcel Number492N25414000240010
ZoningResidential

Amenities

UtilitiesElectricity Available, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingOther

Interior

AppliancesDishwasher, Electric Oven
HeatingCentral
CoolingCentral Air
FlooringVinyl
# of Stories1
LevelsOne

Exterior

Patio / PorchCovered, Porch
FencingFenced, Back Yard
ConstructionVinyl Siding
Other StructuresShed(s)
Road SurfaceAsphalt

Additional Information

Date ListedDecember 16, 2025
Days on Market137
Tax Amount$790.55
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: PALM III REALTY AND PROPERTY M

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 29, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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