$549,0003 bd · 2.5 ba · 2,510 sq ft
Active·14 days on market
55213 Shug Road
Callahan, FL 32011

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About this home
Callahan
Escape the hustle and bustle and discover your own peaceful retreat on OVER TWO ACRES in beautiful Callahan! NO HOA and NO CDD fees! Bring your boat, RV, and recreational toys, with plenty of room to garden, explore, and enjoy the peaceful country setting. This beautiful all-brick home features soaring ceilings, abundant natural light, 42-inch kitchen cabinetry, stainless steel appliances, Plantation Shutters, luxury vinyl plank flooring throughout the main living areas and carpet in the bedrooms. The owner's suite offers a unique adjoining bonus space, perfect for a home office, fitness area, or cozy retreat. An additional flex room with French doors provides even more versatility! Outside, enjoy a fenced backyard for pets or play, garden beds, a chicken coop, and wide-open spaces with endless possibilities. Additional features include a 12' x 36' shed, water softener, hybrid water heater, 50amp generator hookup, and the newer riding lawn mower conveys! Located just down the road from
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard (the whole 2.2-acre lot)
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone G
Check floridadisaster.org/knowyourzone for what this designation means locally.
Roof: Shingle — year not disclosed (home built 2008)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Septic system (public record) · Private well (public record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,727 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Bluffs Scenic Trail, Big Talbot Island State Parkabout 18 mi · 35 parking spaces
Closest park or preserve
Thomas Creek Conservation Areaabout 6 mi · 4.9 mi of trails
Closest public boat ramp
Thomas Creek Preserve Boat Rampabout 2 mi · Thomas Creek
Closest kayak & paddleboard launch
Four Creeks State Forest – Saul's Landing Canoe Accessabout 2 mi · Mills Creek
Closest grocery store
Winn-Dixieabout 4 mi · 450078 Sr 200, Callahan
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
West-facing backyard — the sunset lot
The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 6:49 AM, sunset 5:33 PM.
- Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
- Expect afternoon glare on rear glass, and real value in lanai screening or shade trees.
- Morning coffee happens in shade; the front of the home takes the sunrise.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $5,327/yr
Estimated taxes if purchased at asking price: ~$9,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 26, 2026Listed$549,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $247/sq ft; this home is listed at $219/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 55213 Shug Road, Callahan, FL 32011Listed by FLORIDA HOMES REALTY & MTG LLC | Nov 2025 | $470,000 | $187 | 3/2.5 | 2,510 | 45 | 0 |
| 53702 Carrington Drive, Callahan, FL 32011Listed by FLORIDA HOMES REALTY & MTG LLC | Jun 2026 | $457,500 | $247 | 3/2 | 1,853 | 4 | 1.4 |
| 53688 Carrington Drive, Callahan, FL 32011Listed by ATLANTIC SHORES REALTY OF JACKSONVILLE LLC | Apr 2026 | $460,000 | $250 | 3/2 | 1,837 | 15 | 1.4 |
| 54063 Corley Drive, Callahan, FL 32011Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Aug 2025 | $505,000 | $263 | 4/2 | 1,917 | 47 | 1.4 |
| 55016 Bear Run Road, Callahan, FL 32011Listed by FLORIDA HOMES REALTY & MTG LLC | Jun 2025 | $515,000 | $206 | 4/3 | 2,496 | 44 | 1.4 |
| 53719 Carrington Drive, Callahan, FL 32011Listed by FLORIDA HOMES REALTY & MTG LLC | Oct 2026 | $460,000 | $232 | 4/2 | 1,986 | 150 | 1.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: IRON VALLEY REAL ESTATE NORTH FLORIDA
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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Text Krista about this home20+ years · 500+ closings · NE Florida
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