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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in River Point, Jacksonville — a home near Sandalwood High School.

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Sold

Sold·Closed Jun 12, 2026·41 days on market·Recent sales in River Point·River Point

1229 Shallowford Drive W

Jacksonville, FL 32225

$440,000sold priceListed at $465,000 · 94.6% of asking$221/sqftMLS# 2131645
3
Beds
2
Baths
1,988
Sq Ft
1988
Built
2
Garage
Yes
Pool

4 more homes for sale in River Point →Search River Point on the map

HOA $20/mo10,454 sqft lotSingle Family Residence1 story

About this home

River Point

Welcome to Sunny Shallowford! If you've been searching for a home that checks all the boxes and makes you smile the moment you walk in, this is it. Nestled in a quiet, established neighborhood, this charming Jacksonville gem blends everyday functionality with warm, inviting style. A 1-year-old roof -- just one of the many great features this lovely home offers. Enjoy your own private in-ground pool, perfect for relaxing or entertaining family and friends. The spacious Great Room features vaulted ceilings and a brick fireplace, flowing seamlessly into the sunny Florida Room with beautiful views of the pool. The eat-in kitchen is spacious, and all appliances convey. A separate dining room includes a convenient wet bar -- ideal for gatherings. This split-bedroom floor plan provides added privacy. The primary suite features a vaulted ceiling, ceiling fan, and walk-in closet. The primary bath includes a large mirrored vanity. Step outside to a fenced, beautifully landscaped backyard.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,437
Property taxesest. at asking price, Duval County$718
HOAbilled annually$20
Estimated total, before insurance$3,176/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,847/yr · $321/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$440,000
$88,000
Loan Term
Monthly Payment
$2,437
Principal & Interest: $2,437
Property taxes (est.): $718
Insurance (est.): $293
Estimated Total Monthly
$3,449
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1988)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,755 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$358,590$187,013▲ $33,162
2024$325,793$181,035▲ $9,231
2023$340,754$174,306—
2022$298,914$167,773—
2021$231,175$161,431—
2020$219,560$158,512—

2025 property taxes (current owner): $3,847/yr

Estimated taxes if purchased at asking price: ~$8,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $229/sq ft; this home is listed at $234/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
12392 Nesting Eagles Way, Jacksonville, FL 32225Listed by TAH FLORIDA LLCAug 2026$369,000$2164/21,711580.4
992 Hyannis Port Drive, Jacksonville, FL 32225Listed by LA ROSA REALTY NORTH FLORIDA, LLC.Sep 2026$360,000$2293/21,5721760.6
970 Mineral Creek Drive, Jacksonville, FL 32225Listed by CROSSVIEW REALTYSep 2026$440,000$1974/22,234480.6
12210 Dove Ridge Drive, Jacksonville, FL 32225Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYAug 2026$435,000$2163/22,017490.6
1716 Chandelier Circle W, Jacksonville, FL 32225Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEAug 2026$428,000$2384/21,800340.9
13813 Pleasantview Drive N, Jacksonville, FL 32225Listed by MOMENTUM REALTYSep 2026$480,000$2923/21,644501.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$465,000
Price / Sq Ft$234
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,988
Acres0.24 acres
Year Built1988
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary, Traditional
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontNo

School Information

ElementarySabal Palm
MiddleLandmark

Community Information

Address1229 Shallowford Drive W, Jacksonville, FL 32225
Area042-Ft Caroline
SubdivisionRiver Point
CityJacksonville
CountyDuval
StateFL
Zip Code32225
Lot Size10,454.4 sq ft
Lot Dimensions98X100
Parcel Number1674482329
ZoningPUD

Amenities

Community FeaturesSidewalks
UtilitiesCable Available, Electricity Available, Sewer Available
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesEat-in Kitchen, Entrance Foyer, Primary Bathroom - Shower No Tub, Split Bedrooms
AppliancesDishwasher, Electric Cooktop, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
# of Stories1
LevelsOne

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchGlass Enclosed, Patio, Rear Porch
FencingBack Yard
RoofShingle
ConstructionBrick
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedMarch 20, 2026
Days on Market41
HOA Fees$245 / Annually
HOA FrequencyAnnually
HOA NameRiver Point Community Association
Tax Amount$3,846.99
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About River Point

River Point is a neighborhood in Jacksonville, FL (Duval County), ZIP 32225.

View all River Point homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 12, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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