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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville Beach — a gated community home in Jacksonville.

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Sold

Sold·Closed Jul 10, 2026·103 days on market·Recent sales in Jacksonville Beach

221 13th Avenue N 202A

Jacksonville Beach, FL 32250

$260,000sold priceListed at $285,000 · 91.2% of asking$578/sqftMLS# 2129398
0
Beds
1
Baths
450
Sq Ft
2000
Built
—
Garage
No
Pool
HOA $400/moCondominium1 story

About this home

Jacksonville Beach

Experience coastal living in this beautifully remodeled second-story executive studio condo in the gated Pablo Beach House community, just one block from the ocean. This rare end unit overlooks the community saltwater pool and captures refreshing ocean breezes with street and pool views. The modern kitchen features stainless steel appliances, quartz countertops, contemporary cabinetry with pull-out shelving.The fully renovated bathroom offers ceramic tile flooring, a stylish vanity, subway tile shower surround, and extra-tall privacy glass doors. Additional upgrades include premium LVP flooring throughout, 5½'' baseboards, fresh interior paint, impact windows, wood plantation shutters, a ceiling fan, and a glass storm door with hideaway screen. Enjoy a 4' x 8' private balcony area just outside the front door, an inside laundry room with stackable washer and dryer and an attic access. Concrete block construction with stucco exterior provides durability and low-maintenance living.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,440
Property taxesest. at asking price, Duval County$425
HOAbilled monthly$400
Estimated total, before insurance$2,265/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$260,000
$52,000
Loan Term
Monthly Payment
$1,440
Principal & Interest: $1,440
Property taxes (est.): $425
Insurance (est.): $173
Estimated Total Monthly
$2,038
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2000)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,808 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$212,850$133,004—
2024$179,850$128,549—
2023$178,200$123,349—
2022$168,300$118,300—
2021$137,800$137,800—
2020$120,825$106,480—

Estimated taxes if purchased at asking price: ~$5,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 14, 2026Closed$285,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $627/sq ft; this home is listed at $633/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
222 14th Avenue N 203, Jacksonville Beach, FL 32250Listed by COMPASS FLORIDA LLCAug 2026$260,000$4730/1550260
811 1st Street S 9, Jacksonville Beach, FL 32250Listed by PONTE VEDRA CLUB REALTY, INC.Oct 2026$345,000$6271/15501731.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$285,000
Price / Sq Ft$633
Bedrooms0
Bathrooms1.00
Full Baths1
Square Footage450
Year Built2000
TypeResidential
Sub-TypeCondominium
StyleFlat
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address221 13th Avenue N 202A, Jacksonville Beach, FL 32250
Area211-Jacksonville Beach-NE
SubdivisionPablo Beach House
CityJacksonville Beach
CountyDuval
StateFL
Zip Code32250
Parcel Number1745650030

Amenities

AmenitiesPool, Gated, Laundry, Maintenance Grounds, Management - Full Time, Security, Trash
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAssigned, Circular Driveway, Guest, On Street, Parking Lot

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Entrance Foyer, Kitchen Island, Primary Bathroom - Shower No Tub, Smart Thermostat, Walk-In Closet(s)
AppliancesDisposal, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer/Dryer Stacked
HeatingElectric
CoolingElectric, Wall/Window Unit(s)
FlooringTile, Vinyl
# of Stories1
LevelsTwo
LaundryIn Unit
SecuritySecured Lobby, Security Gate, Smoke Detector(s)

Exterior

Exterior FeaturesCourtyard, Outdoor Shower
RoofShingle
ConstructionConcrete, Stucco

Additional Information

Date ListedJuly 6, 2026
Days on Market103
HOA Fees$400 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds, Pest Control, Sewer, Trash
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 10, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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