Sold·Closed Aug 12, 2026·51 days on market
3750 Silver Bluff Boulevard 2108
Orange Park, FL 32065
About this home
Orange Park
Welcome to 3750 Silver Bluff Boulevard #2108, a beautifully maintained end-unit condominium offering the perfect blend of comfort, convenience, and low-maintenance living in the heart of Oakleaf. Whether you're a first-time homebuyer, downsizing, or searching for an investment opportunity, this home delivers an exceptional lifestyle in one of Clay County's most sought-after communities. This home offers added privacy, fewer shared walls, and an abundance of natural light, creating a bright and inviting atmosphere throughout. The thoughtfully designed two-story floor plan features an open-concept living and dining area that's perfect for both everyday living and entertaining. A convenient powder room is located on the main level for guests, while all bedrooms are situated upstairs, providing privacy and separation from the main living spaces. The home also features ample storage and an attached one-car garage, offering both convenience and protection from the elements.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2005)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,726 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $213,220 | $210,142 | — |
| 2024 | $211,291 | $191,039 | — |
| 2023 | $209,042 | $173,672 | — |
| 2022 | $179,088 | $157,884 | — |
| 2021 | $143,531 | $143,531 | — |
| 2020 | $135,387 | $132,753 | — |
2025 property taxes (current owner): $4,563/yr
Estimated taxes if purchased at asking price: ~$3,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Aug 12, 2026Closed$219,999
- Jul 23, 2026Active Under Contract$219,999
- Jul 10, 2026Price change$219,999−$10,001
- Jun 4, 2026Listed$230,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $127/sq ft; this home is listed at $125/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 3750 Silver Bluff Boulevard 2402, Orange Park, FL 32065Listed by SMILEEHOUSE AUCTION CO LLC | Aug 2026 | $204,000 | $121 | 3/2.5 | 1,681 | 41 | 0 |
| 3750 Silver Bluff Boulevard 605, Orange Park, FL 32065Listed by SHOE REALTY INC | Jul 2026 | $222,500 | $117 | 3/2 | 1,908 | 119 | 0.1 |
| 3750 Silver Bluff Boulevard 305, Orange Park, FL 32065Listed by ERA ONETEAM REALTY | Aug 2026 | $180,000 | $94 | 3/2 | 1,908 | 7 | 0.2 |
| 3750 Silver Bluff Boulevard 203, Orange Park, FL 32065Listed by DJ & LINDSEY REAL ESTATE | Aug 2026 | $205,000 | $127 | 2/2 | 1,610 | 15 | 0.2 |
| 802 Grover Lane, Orange Park, FL 32065Listed by ALL REAL ESTATE OPTIONS INC | Jul 2026 | $250,000 | $147 | 3/2.5 | 1,704 | 19 | 0.5 |
| 3408 Biltmore Way, Orange Park, FL 32065Listed by WATSON REALTY CORP | Jul 2026 | $190,000 | $131 | 2/2.5 | 1,445 | 137 | 0.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Aug 12, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
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