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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

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Sold

Sold·Closed Feb 12, 2026·6 days on market·Recent sales in Jacksonville

239 E 16th Street

Jacksonville, FL 32206

$399,000sold priceListed at $399,000 · 100% of asking$144/sqftMLS# 2124285
8
Beds
4
Baths
2,762
Sq Ft
1961
Built
—
Garage
No
Pool
No HOA5,227 sqft lotQuadruplex1 story

About this home

Jacksonville

4-unit multifamily asset located on a quiet residential street in Springfield. Each unit features 2 bedrooms and 1 bathroom, with in-unit laundry, offering a highly desirable layout for long-term tenants. Concrete block construction provides durability, lower maintenance, and strong long-term performance. Major capital improvements already completed, including roof replacement (2019), partial replumb (2019), and electrical updates (2020). Property includes a shared backyard, adding tenant appeal. Each unit is separately metered for both electricity and water. This asset presents clear value-add opportunities to maximize rents through interior updates. Ideal for investors seeking a stabilized property with upside in a strong rental corridor close to downtown, Riverside, and major employment centers. A solid addition to any multifamily portfolio with immediate income and long-term appreciation potential.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,210
Property taxesest. at asking price, Duval County$652
Estimated total, before insurance$2,862/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,237/yr · $520/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$399,000
$79,800
Loan Term
Monthly Payment
$2,210
Principal & Interest: $2,210
Property taxes (est.): $652
Insurance (est.): $266
Estimated Total Monthly
$3,128
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Membrane — year not disclosed (home built 1961)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,602 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $6,237/yr

Estimated taxes if purchased at asking price: ~$7,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $120/sq ft; this home is listed at $144/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
231 E 16th Street, Jacksonville, FL 32206Listed by NOMAD REALTYMay 2026$482,500$1758/42,76230
234 E 18th Street, Jacksonville, FL 32206Listed by DOGWOOD REALTYFeb 2026$310,000$1204/42,580590.1
23 E 15th Street, Jacksonville, FL 32206Listed by AMERICAN REAL ESTATE SOLUTIONS LLCOct 2025$185,542$644/32,890460.2
151 W 17th Street, Jacksonville, FL 32206Listed by TU FAMILIA REAL ESTATEJun 2026$500,000$1519/43,312270.4
114-116 W 19th Street, Jacksonville, FL 32206Listed by CORE REALTY, LLCApr 2025$83,000$404/22,0688100.4
402 E 27th Street, Jacksonville, FL 32206Listed by COLDWELL BANKER VANGUARD REALTYJun 2025$280,000$1098/42,56040.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$399,000
Price / Sq Ft$144
Bedrooms8
Bathrooms4.00
Full Baths4
Square Footage2,762
Acres0.12 acres
Year Built1961
TypeResidential Income
Sub-TypeQuadruplex
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address239 E 16th Street, Jacksonville, FL 32206
Area076-Downtown Jacksonville-Eastside
SubdivisionNew Springfield
CityJacksonville
CountyDuval
StateFL
Zip Code32206
Lot Size5,227.2 sq ft
Parcel Number0447820000

Amenities

UtilitiesElectricity Connected, Separate Electric Meters, Separate Water Meters, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingOn Street, Shared Driveway

Interior

AppliancesElectric Range, Microwave, Refrigerator, Washer/Dryer Stacked
HeatingVaries by Unit
CoolingWall/Window Unit(s)
# of Stories1
LaundryIn Unit

Exterior

Lot DescriptionOther
RoofMembrane
ConstructionBlock
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJanuary 9, 2026
Days on Market6
Tax Amount$6,237.48
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
New ConstructionNo

Listing Courtesy of: NOMAD REALTY

Sold by: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Feb 12, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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