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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Jun 30, 2026·120 days on market·Recent sales in Jacksonville

12290 Cobblefield Circle N

Jacksonville, FL 32224

$345,000sold priceListed at $367,500 · 93.9% of asking$238/sqftMLS# 2123997
3
Beds
2
Baths
1,449
Sq Ft
1996
Built
2
Garage
No
Pool
HOA $29/mo6,970 sqft lotSingle Family Residence1 story

About this home

Jacksonville

***Seller will provide a roof replacement prior to closing with an acceptable offer.*** Conveniently located on Jacksonville's Southside, this home is minutes from the University of North Florida, St. Johns Town Center shopping and dining, and a short drive to the Atlantic beaches. Easy access to Beach Blvd and JTB makes commuting simple while keeping you close to parks, trails, and everyday conveniences. Inside, enjoy LVP flooring throughout main living areas, granite countertops, stainless steel appliances, and a semi-open layout centered around a welcoming fireplace. The large kitchen offers ample storage and a dedicated dining space, while indoor laundry adds everyday functionality. A fenced backyard provides room to relax or entertain, and the 2-car garage (with New Garage Door) offers additional storage and parking, making this home a well-rounded option for Southside living. *Some photos have been virtually staged*

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,911
Property taxesest. at asking price, Duval County$563
HOAbilled annually$29
Estimated total, before insurance$2,503/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,660/yr · $472/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$345,000
$69,000
Loan Term
Monthly Payment
$1,911
Principal & Interest: $1,911
Property taxes (est.): $563
Insurance (est.): $230
Estimated Total Monthly
$2,704
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$303,247$295,714—
2024$294,245$268,831—
2023$292,018$244,392—
2022$287,177$222,175—
2021$201,978$201,978—
2020$196,946$196,946—

2025 property taxes (current owner): $5,660/yr

Estimated taxes if purchased at asking price: ~$6,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $282/sq ft; this home is listed at $254/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
4497 Cobblefield Circle W, Jacksonville, FL 32224Listed by BACHMANN HOMES REALTY, LLCSep 2026$343,000$3063/21,122660.1
12215 Ruth Lawn Court, Jacksonville, FL 32224Listed by RE/MAX SPECIALISTSSep 2026$475,000$2823/21,6821780.2
12178 Kimmel Court, Jacksonville, FL 32224Listed by COMPASS FLORIDA LLCOct 2026$377,500$2103/21,798770.3
12253 Antoni Court, Jacksonville, FL 32224Listed by 1 REALTY CORPOct 2026$400,000$2243/21,78350.3
12538 Ash Harbor Drive, Jacksonville, FL 32224Listed by CASTILLO REAL ESTATE JAXSep 2026$365,800$2893/21,264170.3
12561 Bent Bay Trail, Jacksonville, FL 32224Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTOct 2026$470,470$2544/21,855130.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$367,500
Price / Sq Ft$254
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,449
Acres0.16 acres
Year Built1996
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address12290 Cobblefield Circle N, Jacksonville, FL 32224
Area023-Southside-East Of Southside Blvd
SubdivisionWoodland Forest
CityJacksonville
CountyDuval
StateFL
Zip Code32224
Lot Size6,969.6 sq ft
Parcel Number1674590285

Amenities

UtilitiesSewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Open Floorplan, Primary Bathroom - Tub with Shower, Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Laminate, Tile
FireplaceYes
# of Fireplaces1
# of Stories1
LevelsOne

Exterior

Patio / PorchPatio
FencingBack Yard

Additional Information

Date ListedJanuary 8, 2026
Days on Market120
HOA Fees$350 / Annually
HOA FrequencyAnnually
Tax Amount$5,660.1
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: EXP REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 30, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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