This home is in Beacon Hills Harbor, Jacksonville.
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Sold·Closed Feb 6, 2026·16 days on market·Recent sales in Beacon Hills Harbor·Beacon Hills Harbor
4650 Bluff Avenue
Jacksonville, FL 32225
3 more homes for sale in Beacon Hills Harbor →Search Beacon Hills Harbor on the map
About this home
Beacon Hills Harbor
Welcome to 4650 Bluff Ave in Jacksonville! This 3 bed, 2 bath newly renovated home offers 1556 sq ft of living space on a spacious lot with beautiful trees. Inside, enjoy wood and tile flooring, a large living room, and bonus den, ideal for entertaining or working from home. The kitchen features updated fixtures, stainless steel appliances, quartz countertops and backyard views. The fenced backyard offers shade trees and plenty of room to play or relax. Located in the St. Johns Bluff area, just minutes from shopping, dining, and parks. Easy access to major roads and just 8 miles from Jacksonville Beach for sun and surf.
Next steps in Beacon Hills Harbor
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 1960)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~984 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access and league fields from this home's location.
Closest beach parking
South Beach Pavillion, Little Talbot Island State Parkabout 6 mi · 100 parking spaces
Closest park or preserve
Theodore Roosevelt Area and Fort Caroline (Timucuan Preserve)3 min drive · 9.3 mi of trails
Closest public boat ramp
Fulton Road Unimproved Landingabout 0.4 mi · St. Johns River
Closest kayak & paddleboard launch
Joe Carlucci Sisters Creek Park – Paddlecraft Launch Beachabout 3 mi · St. Johns River
Closest youth league fields
Ed Austin Regional Park7 min drive · Baseball, Softball, Soccer
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $4,664/yr
Estimated taxes if purchased at asking price: ~$5,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $212/sq ft; this home is listed at $193/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 4647 Bluff Avenue, Jacksonville, FL 32225Listed by FLUID REALTY, LLC. | Aug 2026 | $375,000 | $203 | 4/2 | 1,845 | 2 | 0 |
| 4650 Morris Road, Jacksonville, FL 32225Listed by COMPASS FLORIDA LLC | Oct 2026 | $330,000 | $254 | 4/2 | 1,300 | 43 | 0.1 |
| 4533 Monument Point Circle, Jacksonville, FL 32225Listed by LINDA STRICKLAND REALTY | Aug 2026 | $410,000 | $212 | 4/2 | 1,930 | 3 | 0.1 |
| 4837 Pareja Court, Jacksonville, FL 32225Listed by FUTURE HOME REALTY INC | Sep 2026 | $345,000 | $203 | 3/2 | 1,698 | 6 | 0.7 |
| 4836 Beacon Drive W, Jacksonville, FL 32225Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Aug 2026 | $270,000 | $200 | 3/2 | 1,348 | 4 | 0.7 |
| 11354 Ashley Manor Way, Jacksonville, FL 32225Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE | Aug 2026 | $370,000 | $259 | 3/2 | 1,428 | 36 | 0.7 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: EXP REALTY LLC
Sold by: KELLER WILLIAMS REALTY ATLANTIC PARTNERS (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Beacon Hills Harbor
Beacon Hills Harbor is a neighborhood in Jacksonville, FL (Duval County), ZIP 32225.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Feb 6, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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