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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a waterfront home in Jacksonville.

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Sold

Sold·Closed Apr 3, 2026·95 days on market·Recent sales in Mandarin

4798 Reed Avenue

Jacksonville, FL 32257

$633,000sold priceListed at $650,000 · 97.4% of asking$327/sqftMLS# 2119234
2
Beds
2
Baths
1,934
Sq Ft
1994
Built
2
Garage
No
Pool
No HOA4.73 acresWaterfrontMobile Home1 story

About this home

Jacksonville

Escape to your own 4.73-acre paradise in the heart of Mandarin! This one-of-a-kind compound is wrapped by two stocked ponds where you can fish for brim, bass, and catfish anytime you please. A dual-entry, tree-lined drive sets the tone as you arrive at a fully renovated home with updated bathrooms, fresh paint, and an airy open floorplan. Recently inspected with a clear 4-point and fully replumbed, every system is dialed in—this home truly doesn't miss. Enjoy a remodeled studio, 2-car workshop, chicken coop, and stable, plus Rural Residential zoning that gives you room to build, dream, or run your own home-based business. Mornings feel magical as you sip coffee by the water, and the sunset views will send you to sleep in pure bliss. The primary suite's custom closet and clawfoot tub are just the cherry on top. This Mandarin retreat is a rare lifestyle opportunity—come see it for yourself.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,506
Property taxesest. at asking price, Duval County$1,034
Estimated total, before insurance$4,540/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,828/yr · $652/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$633,000
$126,600
Loan Term
Monthly Payment
$3,506
Principal & Interest: $3,506
Property taxes (est.): $1,034
Insurance (est.): $422
Estimated Total Monthly
$4,962
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 1994)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,684 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $7,828/yr

Estimated taxes if purchased at asking price: ~$12,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Nov 24, 2025Listed$650,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $223/sq ft; this home is listed at $336/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
4551 Sun Garden Drive, Jacksonville, FL 32257Listed by SAM FOLDS, INC., REALTORSSep 2026$390,000$2342/21,6691380.5
9332 Mill Springs Drive, Jacksonville, FL 32257Listed by CORE REALTY, LLCSep 2026$350,000$1725/22,0361660.8
10443 Osprey Nest Drive W, Jacksonville, FL 32257Listed by UNITED REAL ESTATE GALLERYOct 2026$350,000$2233/21,571260.9
4211 Timberlake Drive N, Jacksonville, FL 32257Listed by CRYSTAL CLEAR REALTY, LLCSep 2026$375,000$2473/21,520640.9
5428 Downington Drive, Jacksonville, FL 32257Listed by EXIT INSPIRED REAL ESTATEOct 2026$436,131$2124/22,057141
9515 Broken Oak Boulevard, Jacksonville, FL 32257Listed by PONTE VEDRA CLUB REALTY, INC.Sep 2026$375,000$2083/21,801981

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$650,000
Price / Sq Ft$336
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,934
Acres4.73 acres
Year Built1994
TypeResidential
Sub-TypeMobile Home
StyleOther
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
# of Carport Spaces2
Has PoolNo
Is WaterfrontYes

School Information

ElementaryMandarin Oaks
MiddleMandarin

Community Information

Address4798 Reed Avenue, Jacksonville, FL 32257
Area013-Beauclerc/Mandarin North
SubdivisionReeds
CityJacksonville
CountyDuval
StateFL
Zip Code32257
Lot Size206,038.8 sq ft
Parcel Number1491510565
ZoningResidential

Amenities

Community FeaturesFishing, Street Lights, Restaurant
UtilitiesElectricity Available, Electricity Connected, Water Available, Water Connected
SewerSeptic Tank
Water SourceWell
ParkingAdditional Parking, Attached Carport, Carport, Circular Driveway, Covered, Garage, Guest, Off Street, RV Access/Parking, Other
ViewPond, Trees/Woods, Water
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringLaminate
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Exterior

Exterior FeaturesDock, Fire Pit
Lot DescriptionAgricultural, Few Trees, Irregular Lot
Patio / PorchCovered, Patio, Porch, Rear Porch, Screened, Side Porch
RoofMetal
ConstructionVinyl Siding
Other StructuresShed(s), Stable(s), Workshop
Road SurfaceDirt

Additional Information

Date ListedNovember 24, 2025
Days on Market95
Tax Amount$7,827.61
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: UNITED REAL ESTATE GALLERY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Apr 3, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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