This home is in Jacksonville.
Sold·Closed Aug 17, 2026·173 days on market·Recent sales in Jacksonville
1824 Rugby Road
Jacksonville, FL 32208
About this home
Jacksonville
Beautifully renovated home featuring quality updates and modern style throughout. Enjoy peace of mind with a new roof, all-new plumbing, updated electrical, and a new HVAC system. The interior offers new laminate flooring, an updated kitchen with all-wood cabinets, quartz countertops, and tiled tub surrounds. The newly added owner's suite includes a walk-in shower and stylish vanity. Situated on a large lot with fresh exterior paint and thoughtful finishes throughout, this move-in-ready home truly stands out. Qualifies for 100% financing with down payment assistance—making this home an exceptional value.
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone C
Zone C evacuates after zones A, B in an approaching storm.
Roof: Shingle — year not disclosed (home built 1952)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer records conflict — verify
The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer. Municipal drinking water from JEA per the county inventory.
Sources: MLS listing + Florida DOH Water Management Inventory (public record).
Solar potential: ~1,454 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $134,269 | $134,269 | ▲ $4,075 |
| 2024 | $130,654 | $125,948 | ▲ $14,213 |
| 2023 | $120,763 | $114,499 | ▲ $2,550 |
| 2022 | $113,867 | $104,090 | — |
| 2021 | $94,628 | $94,628 | ▲ $3,313 |
| 2020 | $89,506 | $89,506 | — |
2024 property taxes (current owner): $2,492/yr
Estimated taxes if purchased at asking price: ~$4,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Aug 24, 2026Closed$248,000
- Aug 8, 2026Pending$248,000
- Aug 6, 2026Active$248,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $151/sq ft; this home is listed at $146/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 2153 Courtney Drive, Jacksonville, FL 32208Listed by COMPASS FLORIDA LLC | Oct 2026 | $230,000 | $166 | 3/2 | 1,383 | 6 | 0.3 |
| 1648 Stafford Road, Jacksonville, FL 32208Listed by LISA DUKE REALTY LLC | Sep 2026 | $207,000 | $124 | 3/2 | 1,674 | 67 | 0.3 |
| 1546 Palmdale Street, Jacksonville, FL 32208Listed by NEXT LEVEL REALTY OF FL, INC. | Sep 2026 | $215,000 | $154 | 3/2 | 1,394 | 143 | 0.4 |
| 8764 3rd Avenue, Jacksonville, FL 32208Listed by GPS HOMES REALTY LLC | Sep 2026 | $110,000 | $88 | 4/2 | 1,248 | 23 | 0.6 |
| 1710 Rowe Avenue, Jacksonville, FL 32208Listed by RE FLORIDA HOMES LLC | Oct 2026 | $152,290 | $115 | 4/2 | 1,330 | 3 | 0.7 |
| 6638 Champlain Road, Jacksonville, FL 32208Listed by NETWORTH REALTY OF JACKSONVILLE, LLC | Sep 2026 | $218,000 | $151 | 3/2 | 1,440 | 6 | 0.7 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: WATSON REALTY CORP
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Aug 17, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
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