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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a waterfront home in Jacksonville.

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Active

Active·18 days on market

1735 Ribault Scenic Drive

Jacksonville, FL 32208

$145,000$48/sqftEst. $803/moMLS# 2159338
4
Beds
3
Baths
3,028
Sq Ft
1955
Built
1
Garage
No
Pool
FEMA Zone AENo HOA14,810 sqft lotWaterfrontSingle Family Residence1 story

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

The waterfront setting is the highlight. Enjoy peaceful views of the Trout River and direct access to the water from the canal. Moor your boat near home and enjoy Jacksonville's connected waterways right from your property. Large living areas and the home's spacious layout provide an excellent foundation for a complete renovation. Located in Lake Forest Hills, the property is surrounded by the natural beauty of the Trout and Ribault rivers, mature trees, established mid-century homes, and scenic waterfront streets. Nearby parks and preserves offer fishing, trails, kayaking, canoeing, and additional opportunities to enjoy Northeast Florida's outdoor lifestyle. The neighborhood also provides convenient access to I-95 and Downtown Jacksonville. This property needs rehabilitation and is being sold strictly AS-IS. Seller will make no repairs or provide credits based on inspections. The asking price reflects the home's current condition and the repairs needed.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$803
Property taxesest. at asking price, Duval County$237
Estimated total, before insurance$1,040/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,424/yr · $369/mo

This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.

  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$145,000
$29,000
Loan Term
Monthly Payment
$803
Principal & Interest: $803
Property taxes (est.): $237
Insurance (est.): $97
Estimated Total Monthly
$1,137
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 1955)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Public water · JEA

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,615 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,424/yr

Estimated taxes if purchased at asking price: ~$2,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 22, 2026Active$145,000
  • Sep 2, 2026Pending$145,000
  • Aug 9, 2026Listed$145,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $102/sq ft; this home is listed at $48/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2541 Grand Street, Jacksonville, FL 32208Listed by EXP REALTY LLCApr 2026$330,106$1026/33,2423280.6
7617 Reed Street, Jacksonville, FL 32208Listed by BIRD DOG REAL ESTATE GROUP LLCSep 2026$315,000$1195/32,648350.8
7622 Reed Street, Jacksonville, FL 32208Listed by SUNSHINE REALTY & CO LLCAug 2026$145,000$613/2.52,380160.8
1410 Lila Avenue, Jacksonville, FL 32208Listed by DREAM BIG REALTY OF JAX LLCJul 2025$120,000$373/33,247630.9
3103 Rogers Avenue, Jacksonville, FL 32208Listed by NON MLS (realMLS)Jan 2026$265,000$1204/2.52,21501.2
3902 Moncrief Road W, Jacksonville, FL 32209Listed by MARK SPAIN REAL ESTATEJul 2026$280,000$884/3.53,1801151.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$145,000
Price / Sq Ft$48
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage3,028
Acres0.34 acres
Year Built1955
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontYes

Community Information

Address1735 Ribault Scenic Drive, Jacksonville, FL 32208
Area075-Trout River/College Park/Ribault Manor
SubdivisionLake Forest Hills
CityJacksonville
CountyDuval
StateFL
Zip Code32208
Lot Size14,810.4 sq ft
Parcel Number0248730000

Amenities

UtilitiesElectricity Connected
Water SourceWell
ParkingGarage
Waterfront TypeCreek

Interior

AppliancesNone
HeatingCentral, Electric
CoolingCentral Air, Electric
# of Stories1

Additional Information

Date ListedSeptember 22, 2026
Days on Market27
Tax Amount$4,424.23
Tax Year2025
Listing TermsCash
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: INTEGRITY KEY REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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