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Sold

Sold·Closed Nov 14, 2025·5 days on market

1932 Vista Lakes Drive

Fleming Island, FL 32003

$580,000sold priceListed at $589,000 · 98.5% of asking$216/sqftMLS# 2114745
5
Beds
3
Baths
2,686
Sq Ft
2003
Built
2
Garage
No
Pool
HOA $5/mo15,682 sqft lotSingle Family Residence2 stories

About this home

Fleming Island

The time honored community of Eagle Harbor on Fleming Island is one of the most beautiful amenity rich places to call home in all of North Florida. There are miles of roads within it's borders that meander past the challenging 18 hole golf course, multiple waterparks, countless sidewalks and trails, tennis and pickle ball courts and serene docks stretching out into Doctors Lake. There are so many incredibly striking neighborhoods on offer here. This particular home is positioned on a coveted favorite street tucked back against a protected preserve. This home is truly special, from top to bottom and front yard to back. Just pulling up you can't help but smile at how she is surrounded by a gorgeous healthy oak grove up front and a lush green forest just past her fence lines in the back. Upon entering into this regal dwelling your eyes are immediately fixed on the immense wall of glass in the grand room showcasing the amazing natural views beyond.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$3,187
Property taxesest. at asking price, Clay County$889
HOAbilled annually$5
Estimated total, before insurance$4,081/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$8,778/yr · $732/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2003)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,483 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

Northeast-facing backyard — summer sunrises, all-day cool

The listing reports the home facing southwest, which puts the backyard on the northeast side. Today at this address: sunrise 7:33 AM, sunset 6:49 PM.

  • The rear catches early summer sun (the sun rises almost straight into this exposure in June), then stays comfortable and shaded through the heat of the day.
  • The coolest diagonal for a lanai.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $8,778/yr

Estimated taxes if purchased at asking price: ~$10,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $214/sq ft; this home is listed at $219/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1716 Secluded Woods Way, Fleming Island, FL 32003Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$640,000$2145/42,984510.3
1730 Walton Lake Court, Fleming Island, FL 32003Listed by HERRON REAL ESTATE LLCAug 2026$575,000$1895/3.53,047640.3
1433 Course View Drive, Fleming Island, FL 32003Listed by ELITE REALTY GROUPSep 2026$560,000$1895/42,96340.5
1703 Hunters Ridge Road, Fleming Island, FL 32003Listed by HERRON REAL ESTATE LLCAug 2026$555,000$2754/2.52,01920.5
2091 Water Crest Drive, Fleming Island, FL 32003Listed by MAXREV, LLCSep 2026$510,000$2284/22,23570.6
1522 Quail Wood Court, Fleming Island, FL 32003Listed by KALLAM REALTY GROUP PLLCSep 2026$391,000$1973/21,988780.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$589,000
Price / Sq Ft$219
Bedrooms5
Bathrooms3.00
Full Baths3
Square Footage2,686
Total Structure Area3,848 sq ft
Acres0.36 acres
Year Built2003
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesSouthwest

School Information

ElementaryFleming Island
MiddleLakeside
HighFleming Island

Community Information

Address1932 Vista Lakes Drive, Fleming Island, FL 32003
Area122-Fleming Island-NW
SubdivisionEagle Harbor
CityFleming Island
CountyClay
StateFL
Zip Code32003
Lot Size15,681.6 sq ft
Parcel Number32042602126203624

Amenities

AmenitiesPool, Boat Dock, Clubhouse, Golf Course, Jogging Path, Park, Pickleball, Playground, Tennis Court(s)
Community FeaturesSidewalks, Street Lights, Restaurant
UtilitiesCable Available
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Electric Oven, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile, Vinyl
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories2
LevelsTwo

Exterior

Exterior FeaturesFire Pit
Lot DescriptionMany Trees
Patio / PorchPatio, Screened
FencingOther, Back Yard
RoofShingle
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedOctober 23, 2025
Days on Market5
HOA Fees$60 / Annually
HOA FrequencyAnnually
Tax Amount$8,778.43
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY

Sold by: COLDWELL BANKER VANGUARD REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Nov 14, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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