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Sold

Sold·Closed Aug 17, 2026·2 days on market

1703 Hunters Ridge Road

Fleming Island, FL 32003

$555,000sold priceListed at $565,000 · 98.2% of asking$275/sqftMLS# 2154442
4
Beds
2.5
Baths
2,019
Sq Ft
1994
Built
2
Garage
Yes
Pool
FEMA Zone XHOA $5/mo15,682 sqft lotSingle Family Residence1 story

About this home

Fleming Island

Welcome to this stunning 4-bedroom, 2.5-bath home located in the highly desirable Eagle Harbor community. This move-in-ready property offers the perfect blend of comfort, style, and outdoor living. Step inside to find a spacious layout featuring custom built-ins in the living room, creating both functionality and charm. The upgraded kitchen boasts modern finishes, ample cabinetry, and plenty of space for cooking and entertaining. The luxurious primary suite includes a beautifully updated main bathroom, offering a private retreat for relaxation and unwinding. Outside, enjoy your own backyard oasis with a sparkling pool and a newly installed fence, offering privacy and peace of mind. Whether you're hosting gatherings or enjoying a quiet evening at home, this outdoor space is designed for year-round enjoyment. Located in the sought-after Eagle Harbor community, residents enjoy access to top-rated amenities, golf, parks, walking trails, and more. Don't miss the opportunity!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,074
Property taxesest. at asking price, Clay County$851
HOAbilled annually$5
Estimated total, before insurance$3,930/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,619/yr · $635/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$555,000
$111,000
Loan Term
Monthly Payment
$3,074
Principal & Interest: $3,074
Property taxes (est.): $851
Insurance (est.): $370
Estimated Total Monthly
$4,295
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: material not specified — year not disclosed (home built 1994)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer (public record) · Public water · Clay County Utilities

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,331 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $480,000 in May 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2024$414,988$326,553—
2023$456,271$232,968—
2022$353,239$224,727—
2021$276,805$216,726—
2020$263,044$213,044—

2025 property taxes (current owner): $7,619/yr

Estimated taxes if purchased at asking price: ~$10,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2024), NEFMLS.

History

Price & status history

  • Aug 22, 2026Closed$565,000
  • Jul 10, 2026Active Under Contract$565,000
  • Jul 8, 2026Listed$565,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $228/sq ft; this home is listed at $280/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2091 Water Crest Drive, Fleming Island, FL 32003Listed by MAXREV, LLCSep 2026$510,000$2284/22,23570.1
1522 Quail Wood Court, Fleming Island, FL 32003Listed by KALLAM REALTY GROUP PLLCSep 2026$391,000$1973/21,988780.3
1428 Green Turtle Court, Fleming Island, FL 32003Listed by WATSON REALTY CORPJul 2026$405,000$1954/22,079120.3
1908 Fox Glove Lane, Fleming Island, FL 32003Listed by COLDWELL BANKER VANGUARD REALTYAug 2026$635,000$2554/32,489790.4
1532 Silver Bell Lane, Fleming Island, FL 32003Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJul 2026$455,000$2314/21,969140.5
1607 Highland View Court, Fleming Island, FL 32203Listed by DJ & LINDSEY REAL ESTATEAug 2026$415,000$2104/31,980410.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$565,000
Price / Sq Ft$280
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,019
Acres0.36 acres
Year Built1994
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontNo

School Information

ElementaryFleming Island
MiddleLakeside

Community Information

Address1703 Hunters Ridge Road, Fleming Island, FL 32003
Area122-Fleming Island-NW
SubdivisionWoodlake
CityFleming Island
CountyClay
StateFL
Zip Code32003
Lot Size15,681.6 sq ft
Parcel Number32042602126200263
ZoningResidential

Amenities

UtilitiesSewer Connected, Water Connected, Propane
Water SourcePublic
ParkingAttached

Interior

AppliancesDishwasher, Electric Cooktop, Microwave
HeatingCentral
CoolingCentral Air
# of Stories1

Additional Information

Date ListedJuly 9, 2026
Days on Market2
HOA Fees$60 / Annually
HOA FrequencyAnnually
Tax Amount$7,618.9
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: HERRON REAL ESTATE LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 17, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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