This home is in Elkton — a waterfront home in St. Johns County.
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Sold·Closed Nov 17, 2025·16 days on market·Recent sales in Southern St. Johns County
1801 County Road 13
Elkton, FL 32033
About this home
Elkton
Welcome to your dream home, quietly nestled on the banks of the majestic St. Johns River. Take the scenic drive down County Road 13, where custom waterfront estates line the shoreline, or take the peaceful country route through Elkton, a charming farm town just south of St. Augustine. Either way, the journey sets the tone for the beauty that awaits. Step inside and picture yourself waking up each morning, stretching as you glance out across water that seems to go on forever. Brew your morning coffee and ease into the day in your serene reading nook, where the only soundtrack is the river breeze. This home is equally perfect for everyday living or as a luxurious second home. With 4 spacious bedrooms, 3.5 bathrooms, and thoughtfully designed living spaces, there's room for everyone and everything. Host family holidays around the table in the formal dining room, gather in the warm and inviting living room, or enjoy casual meals in the eat-in kitchen area.
Next steps in Southern St. Johns County
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Metal — year not disclosed (home built 1975)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,615 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
A Street ramp and lotsabout 17 mi · 45 parking spaces
Closest park or preserve
Palatka-to-St. Augustine State Trailabout 8 mi · 18.6 mi of trails
Closest public boat ramp
McCullough Creek at County Road 13 Primitive Access (Not Recommended)about 0.9 mi · St. Johns River - McCunough Creek
Closest kayak & paddleboard launch
Williams Park Canoe/Kayak Launchabout 8 mi · Saint Johns River
Closest youth league fields
Pacetti Bay School Fieldsabout 10 mi · Baseball
Closest grocery store
Publixabout 11 mi · 2875 State Rd 16, Saint Augustine
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
Northeast-facing backyard — summer sunrises, all-day cool
The listing reports the home facing southwest, which puts the backyard on the northeast side. Today at this address: sunrise 7:32 AM, sunset 6:49 PM.
- The rear catches early summer sun (the sun rises almost straight into this exposure in June), then stays comfortable and shaded through the heat of the day.
- The coolest diagonal for a lanai.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2024 property taxes (current owner): $9,087/yr
Estimated taxes if purchased at asking price: ~$12,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $324/sq ft; this home is listed at $263/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1720 County Road 13 S, Elkton, FL 32033Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Aug 2026 | $675,000 | $301 | 4/2 | 2,246 | 61 | 0.1 |
| 841 County Road 13 S, St. Augustine, FL 32092Listed by COLDWELL BANKER VANGUARD REALTY | Dec 2025 | $1,225,000 | $342 | 5/4 | 3,578 | 182 | 1.8 |
| 524 Cedar Creek Road, Palatka, FL 32177Listed by BARBARA B JENNESS PA | Sep 2026 | $860,000 | $231 | 3/3 | 3,722 | 165 | 2.1 |
| 516 Cedar Creek Road, Palatka, FL 32177Listed by HELEN HERSEY REALTY | May 2025 | $852,000 | $324 | 3/2 | 2,632 | 19 | 2.1 |
| 7010 Woodward Road, St. Augustine, FL 32092Listed by REALTY EXCHANGE OF FLORIDA | May 2026 | $829,000 | $306 | 6/2 | 2,712 | 150 | 2.4 |
| 6980 Woodward Road, St. Augustine, FL 32092Listed by FLORIDA HOMES REALTY & MTG LLC | May 2025 | $1,067,500 | $416 | 4/2.5 | 2,566 | 31 | 2.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: KELLER WILLIAMS ST JOHNS
Sold by: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Nov 17, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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