This home is in Johns Creek, Jacksonville — a waterfront home in Jacksonville.
No photos available
This listing has no photos yet
No photos available
This listing has no photos yet
Sold·Closed Feb 3, 2026·112 days on market·Recent sales in Johns Creek·Johns Creek
13093 Chets Creek Drive S
Jacksonville, FL 32224
16 more homes for sale in Johns Creek →Search Johns Creek on the map
About this home
Johns Creek
LAKEFRONT BEAUTY IN JOHNS CREEK! This 4BR/2BA single-story home sits on one of the best lake lots in the neighborhood over 3/4 acres w/ stunning views. What's even better is those lakefront views from your fully screened-in, heated pool—complete w/a dedicated pool bath & direct access from the primary suite! Enjoy serene mornings w/ coffee by the water & unforgettable evenings with sunset swims, all while basking in one of the most spectacular backyard views in the neighborhood. This home features a formal dining room perfect for holiday dinners & Sunday brunches. The flow from kitchen to living to dining makes entertaining effortless & elegant. Plus, a split floor plan, fresh interior paint & new neutral window treatments. Major updates done: Roof only 3 years old & HVAC only 16 months old BOTH w/transferrable warranties! Also whole-house water softener, fully fenced yard, and meticulous landscaping. Walk to the elementary school & soak in the Florida lifestyle every day!
Next steps in Johns Creek
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 1995)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,782 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $446,416 | $197,576 | ▲ $37,600 |
| 2024 | $410,938 | $191,301 | ▼ $12,300 |
| 2023 | $439,240 | $184,273 | ▲ $41,923 |
| 2022 | $382,097 | $177,450 | — |
| 2021 | $302,872 | $170,826 | — |
| 2020 | $287,806 | $167,778 | ▲ $3,505 |
2024 property taxes (current owner): $3,770/yr
Estimated taxes if purchased at asking price: ~$10,600/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 25, 2025Listed$569,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $296/sq ft; this home is listed at $257/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 12968 Chets Creek Drive N, Jacksonville, FL 32224Listed by UNITED REAL ESTATE GALLERY | Sep 2026 | $469,000 | $252 | 3/2 | 1,858 | 2 | 0.3 |
| 4577 Pebble Brook Drive, Jacksonville, FL 32224Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Sep 2026 | $640,000 | $278 | 5/3 | 2,302 | 13 | 0.6 |
| 4078 Glenhurst Drive N, Jacksonville, FL 32224Listed by FLUID REALTY, LLC. | Sep 2026 | $626,025 | $296 | 3/2 | 2,114 | 3 | 0.7 |
| 12829 Biggin Church Road S, Jacksonville, FL 32224Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Sep 2026 | $692,000 | $304 | 4/3 | 2,276 | 62 | 0.8 |
| 3771 Hunt Club Road, Jacksonville, FL 32224Listed by INI REALTY | Sep 2026 | $817,500 | $324 | 3/2.5 | 2,524 | 3 | 0.8 |
| 13038 Kernan Mill Lane S, Jacksonville, FL 32224Listed by FLORIDA HOMES REALTY & MTG LLC | Sep 2026 | $495,000 | $258 | 3/2 | 1,918 | 3 | 1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Johns Creek
Johns Creek is a neighborhood in Jacksonville, FL (Duval County), ZIP 32224.
View all Johns Creek homes for sale →Keep looking
More homes in Johns Creek
For Sale12808 Quincy Bay DriveJacksonville, FL 32224
4 bd · 3 ba · 2,484 sq ft
$556,500Est. $2,962/moPOOL, SPACE, UPDATES & MINUTES TO THE BEACH! This beautifully updated 4-bedroom, 3-bath Johns Creek home offers nearly…
Listing Office: nexthome endless summer
For Sale12874 Winthrop Cove DriveJacksonville, FL 32224
4 bd · 3 ba · 2,495 sq ft
$539,000Est. $2,869/moWelcome to peaceful Johns Creek living in a home where comfort, privacy, and beautiful surroundings come together.…
Listing Office: keller williams realty at the lakes
For Sale357 Huffner Hill CircleSt. Augustine, FL 32092
5 bd · 3.5 ba · 3,009 sq ft
$599,000Est. $3,188/moWATERFRONT PRESERVE POOL-SIZED HOMESITE IN JOHNS CREEK! BRAND NEW 2026 HVAC!!! Welcome to Johns Creek, one of St.…
Listing Office: watson realty corp
Under Contract276 Johns Creek ParkwaySt. Augustine, FL 32092
5 bd · 3 ba · 3,600 sq ft
$600,000Est. $3,193/moUpgrades include NEW ROOF. NEW SOLAR POOL HEATING SYSTEM. REPLACED UP STAIRS AND DOWN STRAIRS HVAC AIR HANDLER AND NEW…
Listing Office: navy to navy homes llc
Keep looking
Similar homes in Jacksonville
Explore the area
More in Johns Creek
Johns Creek guides & reports
Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Feb 3, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines