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Active·Listed today

3255 Maryland Avenue

Green Cove Springs, FL 32043

$480,000$216/sqftEst. $2,555/moMLS# 2154340

Beds

Baths

2,220

Sq Ft

1996

Built

Garage

Pool

About this home

Green Cove Springs

WHERE COMFORT MEETS COUNTRY CHARM! From the moment you arrive, you'll feel right at home! Nestled on a gorgeous 1-acre lot, this property offers room for all your toys with a side-entry garage, rear carport for your boat or RV, workshop/man cave (or barn), and even a chicken house! Inside, you'll love the welcoming foyer, formal living and dining rooms (perfect for a home office), spacious great room, and chef's kitchen featuring custom cabinetry and abundant counter space. The split-bedroom floor plan offers generously sized bedrooms, while the primary suite features a relaxing jetted garden tub and separate shower. The impressive 44' x 20' enclosed lanai with bar area is made for entertaining, game nights, or watching the big game! Fenced backyard. Major updates include a 4-year-old roof, 8-year-old A/C, 2-year-old water heater, and new well pump and tank (2025). Come experience the peaceful country lifestyle you've been dreaming of!

Cost to own

Mortgage calculator

Home Price

$480,000

Down Payment: 20%

$96,000

Interest Rate: 7.00%

Loan Term

Monthly Payment

$2,555

Principal & Interest: $2,555

Est. Taxes & Insurance: $639

Estimated Total Monthly

$3,193

*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,555

Property taxesest. at asking price, Clay County$739

Estimated total, before insurance$3,294/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,003/yr

Estimated taxes if purchased at asking price: ~$8,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 921 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Metal — year not disclosed (home built 1996)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,605 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jul 8, 2026Listed$480,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$480,000

Price / Sq Ft$216

Bedrooms3

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage2,220

Acres1.00 acres

Year Built1996

TypeResidential

Sub-TypeSingle Family Residence

StyleRanch

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2

# of Carport Spaces2

Has PoolNo

Is WaterfrontNo

Direction FacesEast

Community Information

Address3255 Maryland Avenue, Green Cove Springs, FL 32043

Area161-Green Cove Springs

SubdivisionFellowship Park

CityGreen Cove Springs

CountyClay

StateFL

Zip Code32043

Lot Size43,560 sq ft

Lot Dimensions200 x 225

Parcel Number32052602108900100

ZoningResidential

Amenities

UtilitiesCable Available, Electricity Available, Sewer Available, Water Available

SewerPrivate Sewer

Water SourceWell

ParkingAdditional Parking, Attached, Carport, Detached Carport, Garage Door Opener, RV Access/Parking

ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), Entrance Foyer, Pantry, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)

AppliancesDishwasher, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator

HeatingCentral, Electric

CoolingElectric

FlooringLaminate, Tile

# of Stories1

LevelsOne

SecuritySmoke Detector(s)