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Active Under Contract

Active Under Contract·54 days on market

3574 Grand Victoria Court

Green Cove Springs, FL 32043

$605,000$218/sqftEst. $3,085/moMLS# 2150048

Beds

Baths

2,781

Sq Ft

2018

Built

Garage

Pool

About this home

Green Cove Springs

Magnolia Point Golf & Country Club • 7th hole views • Cul-de-sac • Large paver patio • Multi-generational-style layout • Boca plan Set on a cul-de-sac along the 7th hole in Magnolia Point Golf & Country Club, this Dream Finders Boca home offers 4 bedrooms, 3 full baths, and 2,781 sq ft of open, well-designed living space. The 3-way split layout creates privacy across the home, with formal spaces, flexible bedroom placement, and a dedicated bath near one secondary bedroom for a guest suite, flex suite, or multi-generational-style setup. At 3574 Grand Victoria Court in Green Cove Springs, the kitchen brings a fresh coastal feel with new coastal blue cabinetry, quartz countertops, stainless steel appliances, a large center island, and subway tile backsplash. The primary suite includes a fully tiled walk-in shower, separate soaking tub, and custom closet shelving, while the pantry also features custom shelving for organized storage. Outdoor living stands out with a huge entertaining paver

Cost to own

Mortgage calculator

Home Price

$605,000

Down Payment: 20%

$121,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$3,085

Principal & Interest: $3,085

Property taxes (est.): $927

Insurance (est.): $403

Estimated Total Monthly

$4,415

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$3,085

Property taxesest. at asking price, Clay County$927

HOAbilled quarterly$115

Estimated total, before insurance$4,127/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,394/yr · $450/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $617,000 in August 2022(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$564,479	$280,672	—
2024	$555,381	$272,055	▲ $10,530
2023	$541,555	$262,675	—
2022	$458,383	$201,155	—
2021	$350,455	$193,840	—
2020	$325,020	$190,474	—

2025 property taxes (current owner): $5,394/yr

Estimated taxes if purchased at asking price: ~$11,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2018)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,686 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 1, 2026Active Under Contract$605,000
Jun 11, 2026Listed$605,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$605,000

Price / Sq Ft$218

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage2,781

Acres0.35 acres

Year Built2018

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive Under Contract

# of Garages3

Has PoolNo

Is WaterfrontNo

School Information

ElementarySpring Park

MiddleGreen Cove Springs

HighClay

Community Information

Address3574 Grand Victoria Court, Green Cove Springs, FL 32043

Area161-Green Cove Springs

SubdivisionMagnolia Point

CityGreen Cove Springs

CountyClay

StateFL

Zip Code32043

Lot Size15,246 sq ft

Parcel Number05062601523101845

Amenities

AmenitiesPool, Clubhouse, Jogging Path, Playground, Tennis Court(s)

UtilitiesElectricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage

ViewGolf Course

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Guest Suite, His and Hers Closets, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Electric Range, Microwave, Refrigerator

HeatingCentral

CoolingCentral Air

# of Stories1

LaundryIn Unit

SecurityGated with Guard