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Sold

Sold·Closed Aug 27, 2026·53 days on market

3574 Grand Victoria Court

Green Cove Springs, FL 32043

$600,000sold priceListed at $605,000 · 99.2% of asking$216/sqftMLS# 2150048
4
Beds
3
Baths
2,781
Sq Ft
2018
Built
3
Garage
No
Pool
FEMA Zone XHOA $115/mo15,246 sqft lotSingle Family Residence1 story

About this home

Green Cove Springs

Magnolia Point Golf & Country Club • 7th hole views • Cul-de-sac • Large paver patio • Multi-generational-style layout • Boca plan Set on a cul-de-sac along the 7th hole in Magnolia Point Golf & Country Club, this Dream Finders Boca home offers 4 bedrooms, 3 full baths, and 2,781 sq ft of open, well-designed living space. The 3-way split layout creates privacy across the home, with formal spaces, flexible bedroom placement, and a dedicated bath near one secondary bedroom for a guest suite, flex suite, or multi-generational-style setup. At 3574 Grand Victoria Court in Green Cove Springs, the kitchen brings a fresh coastal feel with new coastal blue cabinetry, quartz countertops, stainless steel appliances, a large center island, and subway tile backsplash. The primary suite includes a fully tiled walk-in shower, separate soaking tub, and custom closet shelving, while the pantry also features custom shelving for organized storage. Outdoor living stands out with a huge entertaining paver

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,323
Property taxesest. at asking price, Clay County$919
HOAbilled quarterly$115
Estimated total, before insurance$4,358/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,394/yr · $450/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$600,000
$120,000
Loan Term
Monthly Payment
$3,323
Principal & Interest: $3,323
Property taxes (est.): $920
Insurance (est.): $400
Estimated Total Monthly
$4,643
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2018)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,686 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $617,000 in August 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$564,479$280,672—
2024$555,381$272,055▲ $10,530
2023$541,555$262,675—
2022$458,383$201,155—
2021$350,455$193,840—
2020$325,020$190,474—

2025 property taxes (current owner): $5,394/yr

Estimated taxes if purchased at asking price: ~$11,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 31, 2026Closed$605,000
  • Aug 1, 2026Active Under Contract$605,000
  • Jun 11, 2026Listed$605,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $199/sq ft; this home is listed at $218/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2039 Medinah Lane, Green Cove Springs, FL 32043Listed by EXIT 1 STOP REALTYSep 2026$442,000$1884/32,352140.2
3515 Oglebay Drive, Green Cove Springs, FL 32043Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$570,000$2254/32,530280.3
1964 Colonial Drive, Green Cove Springs, FL 32043Listed by COLDWELL BANKER VANGUARD REALTYJul 2026$470,000$1954/32,40800.4
1909 Medinah Lane, Green Cove Springs, FL 32043Listed by COLDWELL BANKER VANGUARD REALTYJun 2026$569,900$2364/32,41040.4
3581 Oglebay Drive, Green Cove Springs, FL 32043Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$435,000$1994/22,182470.5
3585 Oglebay Drive, Green Cove Springs, FL 32043Listed by COLDWELL BANKER VANGUARD REALTYAug 2026$425,000$1984/22,149490.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$605,000
Price / Sq Ft$218
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,781
Acres0.35 acres
Year Built2018
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontNo

School Information

ElementarySpring Park
MiddleGreen Cove Springs
HighClay

Community Information

Address3574 Grand Victoria Court, Green Cove Springs, FL 32043
Area161-Green Cove Springs
SubdivisionMagnolia Point
CityGreen Cove Springs
CountyClay
StateFL
Zip Code32043
Lot Size15,246 sq ft
Parcel Number05062601523101845

Amenities

AmenitiesPool, Clubhouse, Jogging Path, Playground, Tennis Court(s)
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage
ViewGolf Course

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Guest Suite, His and Hers Closets, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1
LaundryIn Unit
SecurityGated with Guard

Exterior

Patio / PorchDeck, Front Porch
FencingWrought Iron
RoofShingle

Additional Information

Date ListedJune 11, 2026
Days on Market53
HOA Fees$345.14 / Quarterly
HOA FrequencyQuarterly
Tax Amount$5,394.32
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 27, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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