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Sold

Sold·Closed Nov 7, 2025·70 days on market

3034 Goose Creek Lane

Green Cove Springs, FL 32043

$645,000sold priceListed at $645,000 · 100% of asking$299/sqftMLS# 2106224
4
Beds
2
Baths
2,154
Sq Ft
2022
Built
2
Garage
Yes
Pool
HOA $85/mo8,276 sqft lotSingle Family Residence1 story

About this home

Green Cove Springs

SELLERS OFFERING $10K TOWARDS CLOSING COSTS/ RATE BUY DOWN! Your coastal dream home with a sparkling pool has arrived! Welcome to Goose Creek Estates, one of the most desirable communities in the area. Tucked away on a quiet cul-de-sac street, this home instantly impresses with lush tropical landscaping and charming coastal Bermuda shutters. Step inside to find wood-look tile floors, custom lighting, and an airy open floor plan that immediately frames views of your saltwater pool. The chef's kitchen is a showstopper with 42'' cabinets, a pop of blue cabinetry with glass inserts, quartz countertops, and stainless-steel appliances. The primary suite overlooks your backyard oasis and offers a spa-like bathroom with dual vanities, a custom oversized closet system, and a walk-in shower wrapped in striking stacked blue tile.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$3,545
Property taxesest. at asking price, Clay County$988
HOAbilled quarterly$85
Estimated total, before insurance$4,618/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$6,069/yr · $506/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,639 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $6,069/yr

Estimated taxes if purchased at asking price: ~$11,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $199/sq ft; this home is listed at $299/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3249 Maryland Avenue, Green Cove Springs, FL 32043Listed by WATSON REALTY CORPOct 2026$358,000$1993/21,802510.2
3255 Maryland Avenue, Green Cove Springs, FL 32043Listed by PLANTANA REALTY, INC.Aug 2026$445,000$2003/2.52,220110.3
3011 Free Bird Loop, Green Cove Springs, FL 32043Listed by EXIT MAGNOLIA POINT REALTYAug 2026$438,000$1934/22,275710.4
3311 Southern Oaks Drive, Green Cove Springs, FL 32043Listed by MOMENTUM REALTYSep 2026$860,000$3303/32,607200.5
3292 Cypress Walk Place, Green Cove Springs, FL 32043Listed by MOMENTUM REALTYSep 2026$460,000$1954/32,361420.6
3473 Lawton Place, Green Cove Springs, FL 32043Listed by MOMENTUM REALTYOct 2026$310,000$1674/21,861160.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$645,000
Price / Sq Ft$299
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage2,154
Acres0.19 acres
Year Built2022
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Salt Water
Is WaterfrontNo

School Information

ElementarySpring Park
MiddleGreen Cove Springs
HighClay

Community Information

Address3034 Goose Creek Lane, Green Cove Springs, FL 32043
Area161-Green Cove Springs
SubdivisionGoose Creek Estates
CityGreen Cove Springs
CountyClay
StateFL
Zip Code32043
Lot Size8,276.4 sq ft
Parcel Number32052602099201230
ZoningSingle Family

Amenities

AmenitiesMaintenance Grounds
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Covered
ViewPond

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Home, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Cooktop, Microwave, Refrigerator, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryIn Unit
Spa FeaturesHeated, Above Ground

Exterior

Exterior FeaturesOutdoor Kitchen
Lot DescriptionCul-De-Sac
Patio / PorchCovered, Porch, Rear Porch, Screened
FencingBack Yard
RoofShingle
ConstructionFiber Cement
Other StructuresOutdoor Kitchen
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedOctober 6, 2025
Days on Market70
HOA Fees$256 / Quarterly
HOA FrequencyQuarterly
HOA Fee IncludesMaintenance Grounds
Tax Amount$6,069.11
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS ST JOHNS

Sold by: US REALTY HUB (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Nov 7, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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