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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St Johns Forest, St. Johns — a home near Beachside High School.

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Sold

Sold·Closed Nov 12, 2025·32 days on market·Recent sales in St Johns Forest·St Johns Forest

280 N Arabella Way

St. Johns, FL 32259

$638,000sold priceListed at $660,000 · 96.7% of asking$199/sqftMLS# 2105546
5
Beds
4
Baths
3,200
Sq Ft
2013
Built
3
Garage
No
Pool

9 more homes for sale in St Johns Forest →Search St Johns Forest on the map

HOA $254/mo13,068 sqft lotSingle Family Residence2 stories

About this home

St Johns Forest

Located in the beautiful, gated community of St. Johns Forest. Convenient to both Jax and St. Augustine, I-95, shopping, St. Johns County Schools. House backs up to a preserve so no backyard neighbors. Large open kitchen overlooks FR & has gas cooktop, quartz countertops, breakfast bar, large island, many cabinets, large pantry w/separate area for informal dining. Ofc is located at front. No need for clients to walk thru the house. Double doors for privacy. Formal DR for special occasions & holidays. Four BR and 3 BA on the main level. Fifth BR which is very large is upstairs with ensuite BA. Can be used as bonus room, playroom. MBR is split from other BRs. It has 2 walk-in closets, large MBA w/2 separate sinks, soaking tub, large shower. Hardwood floors in living areas, carpet in bedrooms, gas water heater, gas heating. Great amenity Center - Clubhouse, Resort-Styled pool, Basketball courts, Tennis Courts, Roller Hockey Rink, Fitness Center, Playground, Play Field w/soccer goals

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,534
Property taxesest. at asking price, St. Johns County$849
HOAbilled quarterly$254
Estimated total, before insurance$4,637/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$5,211/yr · $434/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$638,000
$127,600
Loan Term
Monthly Payment
$3,534
Principal & Interest: $3,534
Property taxes (est.): $849
Insurance (est.): $425
Estimated Total Monthly
$4,808
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2013)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,770 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

North-facing backyard — the shade-and-soft-light lot

The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:25 AM, sunset 7:00 PM.

  • The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
  • A pool back here gets the least direct sun: cooler water and less glare — a real preference split, so decide which camp you are in before you price it.
  • Winter afternoons on the lanai run dim earlier than any other orientation.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$576,768$354,903—
2024$580,112$344,193—
2023$584,850$332,712—
2022$487,422$321,565—
2021$362,442$310,743—
2020$326,609$276,609—

2024 property taxes (current owner): $5,211/yr

Estimated taxes if purchased at asking price: ~$10,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $235/sq ft; this home is listed at $206/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
191 S Arabella Way, St. Johns, FL 32259Listed by KELLER WILLIAMS ST JOHNSAug 2026$650,000$2505/3.52,602290.4
233 Ellsworth Circle, St. Johns, FL 32259Listed by NEXTHOME NEIGHBORHOOD REALTYSep 2026$739,000$1864/43,972720.5
258 Conquistador Road, St. Johns, FL 32259Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYOct 2026$975,000$2355/4.54,153580.7
721 Carthage Place, St. Johns, FL 32259Listed by RE/MAX SPECIALISTSAug 2026$950,000$2345/54,060270.8
2535 Cimarrone Boulevard, St. Johns, FL 32259Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$884,000$2615/43,39010.9
157 Longwood Street, St. Johns, FL 32259Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$583,000$2084/3.52,8071051.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$660,000
Price / Sq Ft$206
Bedrooms5
Bathrooms4.00
Full Baths4
Square Footage3,200
Total Structure Area3,596 sq ft
Acres0.30 acres
Year Built2013
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontNo
Gated CommunityYes
Direction FacesSouth

School Information

Community Information

Address280 N Arabella Way, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionSt Johns Forest
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size13,068 sq ft
Parcel Number0263341660

Amenities

AmenitiesPool, Other, Basketball Court, Clubhouse, Fitness Center, Management - Full Time, Management- On Site, Playground, Tennis Court(s)
Community FeaturesSidewalks, Street Lights, Gated, Curbs
UtilitiesCable Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Jack and Jill Bath, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs
AppliancesDishwasher, Disposal, Dryer, Gas Cooktop, Gas Water Heater, Ice Maker, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingNatural Gas
CoolingCentral Air
FlooringCarpet, Tile, Wood
# of Stories2
LevelsTwo
SecurityGated with Guard, Security Gate, Security System Leased, Smoke Detector(s)
Spa FeaturesCommunity

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Rear Porch
RoofShingle
ConstructionStucco

Additional Information

Date ListedAugust 25, 2025
Days on Market32
HOA Fees$762 / Quarterly
HOA FrequencyQuarterly
HOA NameSt. Johns Forest Master Property Owners Associatio
Tax Amount$5,210.66
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: INI REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About St Johns Forest

St Johns Forest is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.

View all St Johns Forest homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Nov 12, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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