This home is in St Johns Forest, St. Johns.

1 / 82

Active

Active·54 days on market·St Johns Forest

184 S Arabella Way

St. Johns, FL 32259

$599,900$279/sqftEst. $3,193/moMLS# 2146787

Beds

Baths

2,147

Sq Ft

2010

Built

Garage

Pool

About this home

St Johns Forest

Your tropical dreams can now become your reality! Lovely Home in St. Johns located at St. Johns Forest gated community. This beautiful home features a luxury concept, 4 bedrooms, 3 bathrooms, a lot of upgrades and equipped with natural gas. Natural gas range, heating, and water heater with an extra gas outlet in the lanai for your grill. The heart of the home features a spacious kitchen with big peninsula, upgraded stainless steel deep kitchen sink, granite countertops, walk-in pantry, and plenty of storage, ideal for entertaining family and friends. Primary suite complete with a luxurious en-suite bath and generous hers and his closet space. The roof, water heater and HVAC are less than 3 years old. Enjoy Florida outdoor living with a screened-in lanai, perfect for morning coffee or evening relaxation. The backyard offers plenty of room to unwind and privacy. Community offers resort-like amenities, including pool, fitness center, clubhouse, playgrounds, and more. YOU MUST SEE!

Cost to own

Mortgage calculator

Home Price

$599,900

Down Payment: 20%

$119,980

Interest Rate: 6.49%

Loan Term

Monthly Payment

$3,030

Principal & Interest: $3,030

Est. Taxes & Insurance: $758

Estimated Total Monthly

$3,788

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,193

Property taxesest. at asking price, St. Johns County$798

HOAbilled quarterly$247

Estimated total, before insurance$4,239/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$453,269	$240,526	—
2024	$455,845	$233,040	—
2023	$459,386	$224,796	—
2022	$383,789	$216,792	—
2021	$281,896	$209,021	—
2020	$255,445	$205,445	—

2025 property taxes (current owner): $4,243/yr

Estimated taxes if purchased at asking price: ~$9,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2010)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,697 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

May 22, 2026Listed$599,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$599,900

Price / Sq Ft$279

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage2,147

Total Structure Area3,044 sq ft

Acres0.32 acres

Year Built2010

TypeResidential

Sub-TypeSingle Family Residence

StyleContemporary, Ranch

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Gated CommunityYes

Direction FacesNortheast

Community Information

Address184 S Arabella Way, St. Johns, FL 32259

Area301-Julington Creek/Switzerland

SubdivisionSt Johns Forest

CitySt. Johns

CountySt. Johns

StateFL

Zip Code32259

Lot Size13,939.2 sq ft

Lot Dimensions56.82X195.39X169.81X42.39X60.1

Parcel Number0263340570

ZoningPUD

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Gated, Park, Playground, Racquetball, Security, Tennis Court(s)

UtilitiesCable Available, Electricity Available, Electricity Connected, Natural Gas Available, Natural Gas Connected, Sewer Available, Sewer Connected, Water Available, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage Door Opener

ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, His and Hers Closets, Pantry, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)

AppliancesDishwasher, Dryer, Gas Range, Gas Water Heater, Microwave, Refrigerator, Washer, Water Softener Owned

HeatingCentral, Natural Gas

CoolingCentral Air

FlooringTile, Wood

# of Stories1

LevelsOne

LaundryIn Unit

Security24 Hour Security, Gated with Guard, Security Gate