Sold·Closed Jul 20, 2026·314 days on market
102 Yacht Club Pointe
Green Cove Springs, FL 32043
About this home
Green Cove Springs
If you are looking for the charm of a Key West home with all the modern amenities in the Jacksonville area, you need to see this riverfront home! Tucked into a private gated enclave of homes, this custom home (which was built as a builder's personal home), features 5 bedrooms and 4 1/2 baths, a chef's kitchen with two islands and lots of granite, beautiful cabinets and stainless appliances, upstairs and downstairs laundries, 3 fireplaces, multiple porches and balconies overlooking the river and a summer kitchen. There are three floors all with direct outstanding views of the St. Johns River and even a widow's walk on the top of the home with truly inspiring views! There is a bulkhead, a community dock and a private designated slip. The community has its own pool and clubhouse. This beautiful homes is reminiscent of the old riverboat captains houses with its river views from every level (except without all the work).
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 2010)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer (public record) · Public water (record)
County records show this parcel on central sewer — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,763 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
West-facing backyard — the sunset lot
The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:26 AM, sunset 7:01 PM.
- Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
- A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
- Morning coffee happens in shade; the front of the home takes the sunrise.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
Last sold: $1,200,000 in March 2023(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $1,083,638 | $998,798 | — |
| 2024 | $1,019,942 | $969,942 | — |
| 2023 | $1,037,610 | $1,037,610 | — |
| 2022 | $987,328 | $684,563 | — |
| 2021 | $758,175 | $663,168 | — |
| 2020 | $739,928 | $653,322 | — |
Estimated taxes if purchased at asking price: ~$18,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Jul 20, 2026Closed$995,000
- Feb 2, 2026Listed$995,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $206/sq ft; this home is listed at $263/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 708 Myrtle Avenue, Green Cove Springs, FL 32043Listed by JPAR CITY AND BEACH | Aug 2026 | $510,000 | $167 | 6/4 | 3,061 | 5 | 0.6 |
| 3362 Turkey Creek Drive, Green Cove Springs, FL 32043Listed by COLDWELL BANKER VANGUARD REALTY | May 2026 | $425,000 | $139 | 4/3 | 3,056 | 29 | 0.8 |
| 811 Hickory Knolls Drive, Green Cove Springs, FL 32043Listed by ERA ONETEAM REALTY | Jun 2026 | $455,000 | $161 | 4/3.5 | 2,821 | 5 | 0.9 |
| 1624 Colonial Drive, Green Cove Springs, FL 32043Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Jun 2026 | $685,000 | $236 | 5/4 | 2,900 | 270 | 1 |
| 3686 Winged Foot Circle, Green Cove Springs, FL 32043Listed by INI REALTY | Jun 2026 | $565,000 | $206 | 4/3 | 2,737 | 66 | 1 |
| 3399 Olympic Drive, Green Cove Springs, FL 32043Listed by EXIT MAGNOLIA POINT REALTY | Mar 2026 | $593,000 | $219 | 4/3 | 2,712 | 425 | 1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: WATSON REALTY CORP
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Jul 20, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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