Active Under Contract·163 days on market
102 Yacht Club Pointe
Green Cove Springs, FL 32043
About this home
Green Cove Springs
If you are looking for the charm of a Key West home with all the modern amenities in the Jacksonville area, you need to see this riverfront home! Tucked into a private gated enclave of homes, this custom home (which was built as a builder's personal home), features 5 bedrooms and 4 1/2 baths, a chef's kitchen with two islands and lots of granite, beautiful cabinets and stainless appliances, upstairs and downstairs laundries, 3 fireplaces, multiple porches and balconies overlooking the river and a summer kitchen. There are three floors all with direct outstanding views of the St. Johns River and even a widow's walk on the top of the home with truly inspiring views! There is a bulkhead, a community dock and a private designated slip. The community has its own pool and clubhouse. This beautiful homes is reminiscent of the old riverboat captains houses with its river views from every level (except without all the work).
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
Last sold: $1,200,000 in March 2023(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $1,083,638 | $998,798 | — |
| 2024 | $1,019,942 | $969,942 | — |
| 2023 | $1,037,610 | $1,037,610 | — |
| 2022 | $987,328 | $684,563 | — |
| 2021 | $758,175 | $663,168 | — |
| 2020 | $739,928 | $653,322 | — |
Estimated taxes if purchased at asking price: ~$18,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 2010)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer (public record) · Public water (record)
County records show this parcel on central sewer — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,763 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeInformational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.
History
Price & status history
- Feb 2, 2026Listed$995,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: WATSON REALTY CORP
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Your Local Expert
Krista Fracke
Broker Associate
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Contact KristaText Krista about this home20+ years · 500+ closings · NE Florida
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